.iw-home,.iw-home *{box-sizing:border-box;margin:0;padding:0}.iw-home{--ink:#0D1F2D;--ink2:#48606d;--ink3:#8298a3;--surface:#EFF7F6;--card:#ffffff;--border:#E2EEEC;--border2:#CCE1DD;--teal:#1AA89C;--teal-bg:#E5F5F2;--teal-dk:#0E7A70;--amber:#D97706;--amber-bg:#FFF7ED;--amber-dk:#B45309;--red:#DC2626;--red-bg:#FEF2F2;--red-dk:#B91C1C;--err:#EF4444;--r-sm:8px;--r-md:12px;--r-lg:14px;--r-xl:18px;--shadow-sm:0 2px 12px rgba(13,31,45,.06);--shadow-md:0 6px 24px rgba(13,31,45,.09);font-family:Inter,system-ui,sans-serif;color:var(--ink);background:#F4FAF9;font-size:15px;line-height:1.6;-webkit-font-smoothing:antialiased}.iw-home .page{max-width:1040px;margin:0 auto;padding:0 20px 72px}.iw-home .phil-page{padding-bottom:60px}.iw-home .phil-hero{background:linear-gradient(135deg,#fef9ee,#fdf3d0);border:1px solid #f5d87a;border-radius:var(--r-xl);padding:24px 22px;margin-bottom:20px}.iw-home .phil-hero-eyebrow{font-size:10px;font-weight:700;letter-spacing:1.4px;text-transform:uppercase;color:#92400e;margin-bottom:8px}.iw-home .phil-hero-title{font-size:20px;font-weight:600;color:var(--ink);letter-spacing:-.4px;margin-bottom:8px;line-height:1.25}.iw-home .phil-hero-sub{font-size:13px;color:var(--ink2);line-height:1.65}.iw-home .phil-sources-row{display:flex;flex-wrap:wrap;gap:6px;margin-top:14px}.iw-home .phil-source-chip{font-size:11px;font-weight:500;padding:3px 10px;border-radius:20px;background:#fff;border:1px solid #e5c76a;color:#78350f}.iw-home .phil-section{background:var(--card);border:1px solid var(--border);border-radius:var(--r-xl);padding:20px 22px;margin-bottom:14px;box-shadow:var(--shadow-sm)}.iw-home .phil-section-title{font-size:15px;font-weight:600;color:var(--ink);margin-bottom:4px}.iw-home .phil-section-sub{font-size:12px;color:var(--ink3);margin-bottom:14px}.iw-home .phil-p{font-size:13px;color:var(--ink2);line-height:1.7;margin-bottom:10px}.iw-home .phil-p:last-child{margin-bottom:0}.iw-home .phil-pullquote{border-left:3px solid var(--teal);padding:4px 0 4px 16px;margin:16px 0;font-size:14px;font-style:italic;color:var(--ink);line-height:1.6}.iw-home .phil-pullquote cite{display:block;font-style:normal;font-size:11px;color:var(--ink3);margin-top:6px}.iw-home .phil-table-wrap{overflow-x:auto;margin:12px 0;border:1px solid var(--border);border-radius:var(--r-md)}.iw-home .phil-table-wrap table{width:100%;border-collapse:collapse;font-size:12px;min-width:420px}.iw-home .phil-table-wrap th{padding:8px 10px;background:var(--surface);color:var(--ink2);font-weight:600;text-align:left;border-bottom:1px solid var(--border)}.iw-home .phil-table-wrap td{padding:7px 10px;color:var(--ink2);border-bottom:1px solid var(--border);vertical-align:top;line-height:1.5}.iw-home .phil-table-wrap tr:last-child td{border-bottom:none}.iw-home .phil-callout{background:var(--teal-bg);border:1px solid #a7f3d0;border-radius:var(--r-md);padding:12px 16px;margin:12px 0}.iw-home .phil-callout-title{font-size:12px;font-weight:700;color:var(--teal-dk);margin-bottom:6px;text-transform:uppercase;letter-spacing:.5px}.iw-home .phil-callout p{font-size:12px;color:var(--ink2);margin:0;line-height:1.6}.iw-home .phil-debt-grid{display:grid;grid-template-columns:1fr 1fr;grid-gap:10px;gap:10px;margin:12px 0}@media(max-width:560px){.iw-home .phil-debt-grid{grid-template-columns:1fr}}.iw-home .phil-debt-card{border:1px solid var(--border);border-radius:var(--r-md);padding:12px 14px}.iw-home .phil-debt-card-title{font-size:12px;font-weight:700;color:var(--ink);margin-bottom:4px}.iw-home .phil-debt-card-who{font-size:11px;color:var(--teal-dk);background:var(--teal-bg);padding:1px 7px;border-radius:10px;display:inline-block;margin-bottom:6px}.iw-home .phil-debt-card p{font-size:12px;color:var(--ink2);margin:0;line-height:1.55}.iw-home .phil-milestones{display:flex;gap:8px;overflow-x:auto;margin:12px 0;padding-bottom:4px}.iw-home .phil-milestone{flex-shrink:0;text-align:center;background:var(--card);border:1px solid var(--border);border-radius:var(--r-md);padding:12px 14px;min-width:72px}.iw-home .phil-milestone-age{font-size:10px;color:var(--ink3);margin-bottom:4px;font-weight:500}.iw-home .phil-milestone-mult{font-size:22px;font-weight:700;color:var(--teal);line-height:1}.iw-home .phil-milestone-label{font-size:9px;color:var(--ink3);margin-top:4px;text-transform:uppercase;letter-spacing:.5px}.iw-home .phil-stages{display:flex;flex-direction:column;gap:10px;margin-top:8px}.iw-home .phil-stage{border-radius:var(--r-lg);overflow:hidden;border:1px solid var(--border);transition:border-color .15s}.iw-home .phil-stage.active-stage{border-color:var(--teal);box-shadow:0 0 0 2px rgba(15,124,107,.12)}.iw-home .phil-stage-hd{display:flex;align-items:center;gap:10px;padding:12px 14px;cursor:pointer;-webkit-user-select:none;-moz-user-select:none;user-select:none;background:var(--card)}.iw-home .phil-stage.active-stage .phil-stage-hd{background:var(--teal-bg)}.iw-home .phil-stage-ageband{font-size:13px;font-weight:600;color:var(--ink);flex:1 1}.iw-home .phil-stage-tag{font-size:10px;font-weight:600;padding:2px 8px;border-radius:10px;white-space:nowrap;flex-shrink:0}.iw-home .ps-tag-1{background:#d1fae5;color:#065f46}.iw-home .ps-tag-2{background:#fef3c7;color:#92400e}.iw-home .ps-tag-3{background:#ede9fe;color:#4c1d95}.iw-home .ps-tag-4{background:#fee2e2;color:#7f1d1d}.iw-home .ps-tag-5{background:#e0f2fe;color:#075985}.iw-home .ps-tag-6{background:#f3f4f6;color:#374151}.iw-home .phil-stage-you{font-size:10px;font-weight:700;color:var(--teal-dk);background:var(--teal);color:#fff;padding:1px 8px;border-radius:10px;flex-shrink:0}.iw-home .phil-stage-chev{font-size:11px;color:var(--ink3);transition:transform .2s;flex-shrink:0}.iw-home .phil-stage-chev.open{transform:rotate(180deg)}.iw-home .phil-stage-frame{font-size:11px;color:var(--ink3);font-style:italic;padding:0 14px 8px;background:var(--card)}.iw-home .phil-stage.active-stage .phil-stage-frame{background:var(--teal-bg)}.iw-home .phil-stage-body{display:none;padding:0 14px 14px;border-top:1px solid var(--border);background:var(--surface)}.iw-home .phil-stage-body.open{display:block}.iw-home .phil-stage-body ul{margin:10px 0 0;padding-left:0;list-style:none;display:flex;flex-direction:column;gap:6px}.iw-home .phil-stage-body li{font-size:12.5px;color:var(--ink2);padding-left:20px;position:relative;line-height:1.55}.iw-home .phil-stage-body li:before{content:"→";position:absolute;left:0;color:var(--teal);font-size:11px;top:2px}.iw-home .phil-authors{display:flex;flex-wrap:wrap;gap:6px;margin:12px 0 4px}.iw-home .phil-author{font-size:11px;font-weight:500;padding:3px 10px;border-radius:20px;background:var(--surface);border:1px solid var(--border2);color:var(--ink2)}.iw-home .score-to-phil{display:inline-flex;align-items:center;gap:6px;font-size:12px;color:var(--teal-dk);background:var(--teal-bg);border:1px solid #a7f3d0;padding:4px 12px;border-radius:20px;cursor:pointer;font-weight:500;transition:background .12s}.iw-home .score-to-phil:hover{background:#d1fae5}@keyframes fieldFlash{0%{box-shadow:0 0 0 0 rgba(15,124,107,.6);background:var(--teal-bg)}40%{box-shadow:0 0 0 7px rgba(15,124,107,.15);background:var(--teal-bg)}to{box-shadow:0 0 0 0 rgba(15,124,107,0);background:transparent}}.iw-home .money-box.flashing{animation:fieldFlash .8s ease-out 3}.iw-home .psn-link{background:none;border:none;padding:0;font:inherit;cursor:pointer;font-weight:700;color:inherit;-webkit-text-decoration:underline dotted;text-decoration:underline dotted;text-underline-offset:3px;transition:color .12s;display:inline}.iw-home .psn-link:hover{color:var(--teal-dk)}.iw-home .hamburger{display:flex;flex-direction:column;justify-content:center;gap:4.5px;width:32px;height:32px;cursor:pointer;padding:4px;border-radius:var(--r-sm);border:none;background:none;flex-shrink:0;transition:background .12s}.iw-home .hamburger:hover{background:var(--surface)}.iw-home .hamburger span{display:block;width:20px;height:2px;background:var(--ink);border-radius:1px;transition:transform .2s,opacity .2s}.iw-home .nav-overlay{display:none;position:fixed;inset:0;background:rgba(0,0,0,.35);z-index:100;opacity:0;transition:opacity .2s}.iw-home .nav-overlay.open{display:block;opacity:1}.iw-home .nav-drawer{position:fixed;top:0;left:0;bottom:0;width:260px;max-width:80vw;background:var(--card);z-index:101;transform:translateX(-100%);transition:transform .25s cubic-bezier(.4,0,.2,1);display:flex;flex-direction:column;box-shadow:4px 0 24px rgba(0,0,0,.12)}.iw-home .nav-drawer.open{transform:translateX(0)}.iw-home .nav-drawer-hd{display:flex;align-items:center;justify-content:space-between;padding:20px 18px 16px;border-bottom:1px solid var(--border)}.iw-home .nav-drawer-logo{font-size:15px;font-weight:600;letter-spacing:-.3px;color:var(--ink)}.iw-home .nav-drawer-logo em{color:var(--teal);font-style:normal}.iw-home .nav-close{width:28px;height:28px;border-radius:50%;border:1px solid var(--border2);background:none;cursor:pointer;font-size:16px;color:var(--ink3);display:flex;align-items:center;justify-content:center;transition:background .12s}.iw-home .nav-close:hover{background:var(--surface)}.iw-home .nav-items{display:flex;flex-direction:column;gap:2px;padding:12px 10px;flex:1 1}.iw-home .nav-item{display:flex;align-items:center;gap:12px;padding:11px 12px;border-radius:var(--r-md);cursor:pointer;-webkit-user-select:none;-moz-user-select:none;user-select:none;font-size:14px;color:var(--ink2);font-weight:400;transition:background .12s,color .12s;border:none;background:none;font-family:Inter,sans-serif;text-align:left;width:100%}.iw-home .nav-item:hover{background:var(--surface);color:var(--ink)}.iw-home .nav-item.active{background:var(--teal-bg);color:var(--teal-dk);font-weight:500}.iw-home .nav-item-icon{font-size:18px;flex-shrink:0;width:24px;text-align:center}.iw-home .nav-footer{padding:14px 18px;border-top:1px solid var(--border);font-size:11px;color:var(--ink3);line-height:1.55}.iw-home .tab-view{display:none}.iw-home .tab-view.active{display:block}.iw-home .meth-page{padding-bottom:60px}.iw-home .meth-hero{background:linear-gradient(135deg,var(--teal-bg) 0,#f0fdf9 100%);border:1px solid #a7f3d0;border-radius:var(--r-xl);padding:24px 22px;margin-bottom:20px}.iw-home .meth-hero-eyebrow{font-size:10px;font-weight:700;letter-spacing:1.4px;text-transform:uppercase;color:var(--teal);margin-bottom:8px}.iw-home .meth-hero-title{font-size:20px;font-weight:600;color:var(--ink);letter-spacing:-.4px;margin-bottom:8px;line-height:1.25}.iw-home .meth-hero-sub{font-size:13px;color:var(--ink2);line-height:1.65}.iw-home .meth-section{background:var(--card);border:1px solid var(--border);border-radius:var(--r-xl);padding:20px 22px;margin-bottom:14px;box-shadow:var(--shadow-sm)}.iw-home .meth-section-title{font-size:15px;font-weight:600;color:var(--ink);margin-bottom:4px;display:flex;align-items:center;gap:8px}.iw-home .meth-section-sub{font-size:12px;color:var(--ink3);margin-bottom:14px}.iw-home .meth-p{font-size:13px;color:var(--ink2);line-height:1.7;margin-bottom:10px}.iw-home .meth-p:last-child{margin-bottom:0}.iw-home .meth-weights{display:flex;flex-direction:column;gap:8px;margin:12px 0}.iw-home .meth-weight-row{display:flex;align-items:center;gap:10px}.iw-home .meth-weight-label{font-size:13px;color:var(--ink);flex:1 1;display:flex;align-items:center;gap:6px;flex-wrap:wrap}.iw-home .meth-weight-bar-wrap{width:100px;flex-shrink:0}.iw-home .meth-weight-bar{height:6px;border-radius:3px;background:var(--teal);opacity:.85}.iw-home .meth-weight-pct{font-size:12px;font-weight:600;color:var(--teal-dk);width:30px;text-align:right;flex-shrink:0}.iw-home .meth-pillars{display:flex;flex-direction:column;gap:10px;margin-top:4px}.iw-home .meth-pillar{border:1px solid var(--border);border-radius:var(--r-lg);overflow:hidden}.iw-home .meth-pillar-hd{display:flex;align-items:center;gap:10px;padding:12px 14px;cursor:pointer;-webkit-user-select:none;-moz-user-select:none;user-select:none;transition:background .1s}.iw-home .meth-pillar-hd:hover{background:var(--surface)}.iw-home .meth-pillar-icon{font-size:18px;flex-shrink:0}.iw-home .meth-pillar-name{font-size:13px;font-weight:600;flex:1 1;display:flex;align-items:center;gap:7px;flex-wrap:wrap}.iw-home .meth-pillar-term{font-size:10px;font-weight:500;color:var(--ink3);background:var(--surface);border:1px solid var(--border2);padding:1px 7px;border-radius:10px;letter-spacing:.2px;white-space:nowrap}.iw-home .meth-pillar-weight{font-size:11px;font-weight:600;color:var(--teal-dk);background:var(--teal-bg);padding:2px 8px;border-radius:10px;flex-shrink:0}.iw-home .meth-pillar-chev{font-size:12px;color:var(--ink3);flex-shrink:0;transition:transform .2s}.iw-home .meth-pillar-chev.open{transform:rotate(180deg)}.iw-home .meth-pillar-body{display:none;padding:0 14px 14px;border-top:1px solid var(--border)}.iw-home .meth-pillar-body.open{display:block}.iw-home .meth-pillar-body p{font-size:13px;color:var(--ink2);line-height:1.65;margin-top:12px}.iw-home .meth-pillar-body table{width:100%;border-collapse:collapse;margin-top:10px;font-size:12px}.iw-home .meth-pillar-body th{text-align:left;background:var(--surface);font-weight:600}.iw-home .meth-pillar-body td,.iw-home .meth-pillar-body th{padding:5px 8px;color:var(--ink2);border-bottom:1px solid var(--border)}.iw-home .meth-pillar-body tr:last-child td{border-bottom:none}.iw-home .meth-pillar-body code{font-family:monospace;font-size:12px;background:var(--surface);padding:1px 5px;border-radius:3px;color:var(--ink)}.iw-home .meth-grade-row{display:flex;gap:6px;margin-top:10px;flex-wrap:wrap}.iw-home .meth-grade-pill{padding:4px 12px;border-radius:20px;font-size:12px;font-weight:600}.iw-home .mg-a{background:#ecfdf5;color:#065f46}.iw-home .mg-b{background:#d1fae5;color:#0f7c6b}.iw-home .mg-c{background:#fffbeb;color:#92400e}.iw-home .mg-d{background:#fef2f2;color:#b91c1c}.iw-home .mg-f{background:#fee2e2;color:#7f1d1d}.iw-home .meth-sources{display:flex;flex-direction:column;gap:6px;margin-top:10px}.iw-home .meth-source{font-size:12px;color:var(--ink3);display:flex;gap:8px;align-items:flex-start}.iw-home .meth-source-dot{width:5px;height:5px;border-radius:50%;background:var(--teal);flex-shrink:0;margin-top:5px}.iw-home .logo-bar{display:flex;align-items:center;justify-content:space-between;padding:22px 0 32px}.iw-home .logo{font-size:17px;font-weight:600;letter-spacing:-.4px;color:var(--ink)}.iw-home .logo em{color:var(--teal);font-style:normal}.iw-home .logo-badge{font-size:11.5px;background:var(--teal-bg);color:var(--teal-dk);padding:4px 11px;border-radius:20px;font-weight:500}.iw-home .hero-grid{display:grid;grid-template-columns:1fr 1fr;grid-gap:28px;gap:28px;align-items:start;margin-bottom:40px}@media(max-width:600px){.iw-home .hero-grid{grid-template-columns:1fr}.iw-home .hero-left{order:-1}}.iw-home .hero-eyebrow{display:inline-flex;align-items:center;gap:6px;font-size:11px;letter-spacing:1.4px;text-transform:uppercase;color:var(--teal);font-weight:600}.iw-home .hero-eyebrow-dot{width:5px;height:5px;border-radius:50%;background:var(--teal)}.iw-home .hero-h1{font-size:clamp(21px,3.4vw,27px);font-weight:600;line-height:1.22;letter-spacing:-.5px;margin-bottom:11px}.iw-home .hero-h1 em{font-style:italic;color:var(--teal);font-weight:500}.iw-home .hero-sub{font-size:14px;margin-bottom:20px;line-height:1.65;font-weight:400}.iw-home .hero-cta{display:inline-flex;align-items:center;gap:8px;background:var(--ink);padding:12px 24px;border-radius:var(--r-md);font-family:Inter,sans-serif;font-size:14px;font-weight:500;border:none;cursor:pointer;transition:background .15s,transform .1s;margin-bottom:26px}.iw-home .hero-cta:hover{background:#27272a}.iw-home .hero-cta:active{transform:scale(.98)}.iw-home .hero-cta svg{width:15px;height:15px;flex-shrink:0}.iw-home .hero-questions{list-style:none;display:flex;flex-direction:column;gap:8px;margin-bottom:20px}.iw-home .hero-questions li{display:flex;align-items:baseline;gap:9px;font-size:13px;color:var(--ink2);font-style:italic;line-height:1.45}.iw-home .hero-questions li:before{content:"";display:inline-block;flex-shrink:0;width:5px;height:5px;border-radius:50%;background:var(--teal);margin-top:1px}.iw-home .example-card{background:var(--card);border:1px solid var(--border);border-radius:var(--r-xl);padding:18px 18px 16px;position:relative;overflow:hidden;box-shadow:var(--shadow-md)}.iw-home .example-card:before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,#c83030,#e07020 25%,#c8b830 50%,#2fa870 75%,#0a6b5c)}.iw-home .ex-label{font-size:10px;letter-spacing:1.2px;text-transform:uppercase;color:var(--ink3);margin-bottom:12px;font-weight:600}.iw-home .ex-score-row{display:flex;align-items:center;gap:10px;margin-bottom:16px}.iw-home .ex-score-num{font-size:38px;font-weight:600;letter-spacing:-2px;line-height:1;color:var(--ink)}.iw-home .ex-score-grade{font-size:14px;font-weight:600;color:var(--teal);background:var(--teal-bg);padding:3px 11px;border-radius:20px}.iw-home .thermo5-wrap{margin-bottom:6px}.iw-home .thermo5-segs{display:flex;gap:2px;height:10px;border-radius:6px;overflow:hidden;margin-bottom:22px;position:relative}.iw-home .t5s{flex:1 1;height:100%}.iw-home .t5s.s1{background:#c83030}.iw-home .t5s.s2{background:#e07020}.iw-home .t5s.s3{background:#c8b830}.iw-home .t5s.s4{background:#2fa870}.iw-home .t5s.s5{background:#0a6b5c}.iw-home .thermo5-marker-row{position:relative;height:30px;margin-top:-28px;pointer-events:none}.iw-home .thermo5-you{position:absolute;left:50%;transform:translateX(-50%);display:flex;flex-direction:column;align-items:center}.iw-home .thermo5-dot{width:15px;height:15px;border-radius:50%;background:var(--ink);border:2.5px solid #fff;box-shadow:0 2px 5px rgba(0,0,0,.25)}.iw-home .thermo5-lbl{font-size:9px;font-weight:600;color:var(--ink);background:#fff;border:1px solid var(--border2);border-radius:4px;padding:1px 5px;white-space:nowrap;margin-top:4px;box-shadow:0 1px 3px rgba(0,0,0,.1)}.iw-home .thermo5-seg-lbls{display:flex;margin-top:4px}.iw-home .thermo5-seg-lbl{flex:1 1;font-size:8px;color:var(--ink3);text-align:center;line-height:1.3;padding:0 1px}.iw-home .ex-pillars{display:flex;flex-direction:column;gap:7px;margin:14px 0 12px}.iw-home .ex-pillar{display:flex;align-items:center;gap:8px}.iw-home .ex-pillar-name{font-size:11px;color:var(--ink2);flex:1 1;min-width:0;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.iw-home .ex-pillar-bar{width:58px;height:4px;background:var(--surface);border-radius:2px;overflow:hidden;flex-shrink:0}.iw-home .ex-pillar-fill{height:100%;border-radius:2px}.iw-home .ex-pillar-g{font-size:10px;font-weight:600;width:13px;text-align:center;flex-shrink:0}.iw-home .ex-footer{font-size:11px;color:var(--ink2);border-top:1px solid var(--border);padding-top:10px;line-height:1.45}.iw-home .ex-footer strong{font-weight:600;color:var(--ink)}.iw-home .section-card{background:var(--card);border:1px solid var(--border);border-radius:var(--r-xl);padding:20px 22px;margin-bottom:14px;box-shadow:var(--shadow-sm)}.iw-home .section-header{display:flex;align-items:center;gap:12px;margin-bottom:16px}.iw-home .step-num{width:28px;height:28px;border-radius:50%;background:var(--ink);color:#fff;font-size:12px;font-weight:600;display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:background .2s}.iw-home .step-num.done{background:var(--teal)}.iw-home .section-title{font-size:15px;font-weight:600}.iw-home .section-sub{font-size:12px;color:var(--ink3);margin-top:1px}.iw-home .for-whom-grid{display:grid;grid-template-columns:1fr 1fr;grid-gap:8px;gap:8px;margin-bottom:8px}.iw-home .whom-pill{display:flex;flex-direction:column;gap:2px;padding:11px 14px;border:1px solid var(--border2);border-radius:var(--r-md);cursor:pointer;transition:border .12s,background .12s;background:var(--card);-webkit-user-select:none;-moz-user-select:none;user-select:none}.iw-home .whom-pill.sel,.iw-home .whom-pill:hover{background:var(--teal-bg);border-color:var(--teal)}.iw-home .whom-pill.sel{border-width:1.5px}.iw-home .whom-pill.has-err{border-color:var(--err)}.iw-home .whom-pill-label{font-size:13px;font-weight:500;color:var(--ink)}.iw-home .whom-pill.sel .whom-pill-label{color:var(--teal-dk)}.iw-home .whom-pill-sub{font-size:11px;color:var(--ink3)}.iw-home .whom-pill.sel .whom-pill-sub{color:var(--teal)}.iw-home .whom-helper{font-size:12px;color:var(--ink3);line-height:1.55;margin-top:4px}.iw-home .field-label-sm{font-size:14.5px;font-weight:700;color:var(--ink);margin-bottom:8px}.iw-home .req-star{color:var(--teal);font-size:13px;margin-left:2px}.iw-home select{width:100%;border:1px solid var(--border2);border-radius:var(--r-md);font-family:Inter,sans-serif;font-size:13px;background:var(--card);color:var(--ink);outline:none;transition:border .12s,box-shadow .12s;-webkit-appearance:none;-moz-appearance:none;appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%23a1a1aa' stroke-width='2'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 10px center;padding:9px 32px 9px 12px}.iw-home select:focus{border-color:var(--teal);box-shadow:0 0 0 3px rgba(15,124,107,.1)}.iw-home select.has-err{border-color:var(--err)}.iw-home .select-pair{display:grid;grid-template-columns:1fr 1fr;grid-gap:10px;gap:10px;margin-bottom:12px}.iw-home .select-group{display:flex;flex-direction:column}.iw-home .radio-row{display:grid;grid-template-columns:1fr 1fr;grid-gap:6px;gap:6px;margin-bottom:10px}.iw-home .ropt{display:flex;align-items:center;gap:8px;padding:9px 13px;border:1px solid var(--border2);border-radius:var(--r-md);cursor:pointer;font-size:13px;color:var(--ink2);background:var(--card);transition:border .12s,background .12s,color .12s}.iw-home .ropt.sel,.iw-home .ropt:hover{background:var(--teal-bg);border-color:var(--teal);color:var(--teal-dk)}.iw-home .ropt.has-err{border-color:var(--err)}.iw-home .ropt input{display:none}.iw-home .career-detail{display:none;margin-top:8px}.iw-home .career-detail.show{display:block}.iw-home .progress-cue{display:flex;align-items:flex-start;gap:9px;font-size:12px;color:var(--ink3);margin-bottom:14px;padding:10px 13px;background:var(--surface);border-radius:var(--r-md);transition:background .2s,color .2s}.iw-home .progress-cue.satisfied{background:var(--teal-bg);color:var(--teal-dk)}.iw-home .cue-icon{font-size:15px;flex-shrink:0;margin-top:1px}.iw-home .cluster-always-label{font-size:11px;font-weight:600;letter-spacing:.8px;text-transform:uppercase;color:var(--ink3);margin-bottom:9px;display:flex;align-items:center;gap:7px}.iw-home .cluster-req-tag{font-size:10px;background:var(--teal-bg);color:var(--teal-dk);padding:2px 8px;border-radius:10px;font-weight:600;text-transform:none;letter-spacing:0}.iw-home .cluster{border:1px solid var(--border);border-radius:var(--r-lg);overflow:hidden;margin-bottom:10px}.iw-home .cluster-hdr{display:flex;align-items:center;justify-content:space-between;padding:11px 15px;cursor:pointer;-webkit-user-select:none;-moz-user-select:none;user-select:none;background:var(--card);transition:background .1s}.iw-home .cluster-hdr:hover{background:var(--surface)}.iw-home .cluster-hdr-left{display:flex;align-items:center;gap:8px}.iw-home .cluster-hdr-title{font-size:13px;font-weight:500;color:var(--ink)}.iw-home .cluster-hdr-count{font-size:11px;color:var(--ink3)}.iw-home .cluster-chev{font-size:13px;color:var(--ink3);transition:transform .2s;line-height:1}.iw-home .cluster-chev.open{transform:rotate(180deg)}.iw-home .cluster-hdr-right{display:flex;align-items:center;gap:12px}.iw-home .master-skip{display:flex;align-items:center;gap:5px;cursor:pointer;-webkit-user-select:none;-moz-user-select:none;user-select:none}.iw-home .master-skip-txt{font-size:11px;color:var(--ink3)}.iw-home .cluster-body{display:none;padding:0 15px 12px;border-top:1px solid var(--border)}.iw-home .cluster-body.open{display:block}.iw-home .mini-section{margin-top:12px}.iw-home .mini-section:first-child{margin-top:8px}.iw-home .mini-label{font-size:11px;font-weight:600;color:var(--ink2);margin-bottom:7px;padding-bottom:5px;border-bottom:1px solid var(--border);display:block}.iw-home .sav-explainer{font-size:12px;color:var(--ink3);background:var(--surface);padding:9px 12px;border-radius:var(--r-md);margin-bottom:10px;line-height:1.55;border-left:2px solid var(--border2)}.iw-home .sav-explainer strong{font-weight:500;color:var(--ink2)}.iw-home .field-line{display:flex;align-items:center;gap:10px;padding:8px 0;border-bottom:1px solid var(--border)}.iw-home .field-line:last-of-type{border-bottom:none}.iw-home .fl-left{flex:1 1;display:flex;align-items:center;gap:7px;min-width:0}.iw-home .fl-label{font-size:13px;color:var(--ink2);font-weight:400}.iw-home .fl-right{flex-shrink:0;display:flex;align-items:center;gap:8px}.iw-home .household-reminder{font-size:12px;color:var(--amber-dk);background:var(--amber-bg);padding:8px 11px;border-radius:var(--r-md);margin:4px 0;border-left:2px solid var(--amber);display:none;line-height:1.45}.iw-home .household-reminder.show{display:block}.iw-home .tip-icon{width:16px;height:16px;border-radius:50%;border:1px solid var(--border2);font-size:10px;color:var(--ink3);display:inline-flex;align-items:center;justify-content:center;cursor:pointer;flex-shrink:0;-webkit-user-select:none;-moz-user-select:none;user-select:none;transition:border-color .12s,color .12s,background .12s;line-height:1}.iw-home .tip-icon.active,.iw-home .tip-icon:hover{border-color:var(--teal);color:var(--teal);background:var(--teal-bg)}.iw-home .tooltip-box{font-size:12px;color:#f1ede9;background:#1c1917;border:none;border-radius:var(--r-md);padding:10px 13px;margin:5px 0;line-height:1.55;display:none;box-shadow:0 6px 20px rgba(0,0,0,.35)}.iw-home .tooltip-box.open{display:block}.iw-home .skip-wrap{display:flex;align-items:center;gap:5px;cursor:pointer;flex-shrink:0;-webkit-user-select:none;-moz-user-select:none;user-select:none}.iw-home .skip-label-txt{font-size:11px;color:var(--ink3)}.iw-home .toggle-track{width:30px;height:17px;border-radius:9px;background:var(--border2);position:relative;transition:background .18s;flex-shrink:0}.iw-home .toggle-track:after{content:"";position:absolute;width:13px;height:13px;border-radius:50%;background:#fff;top:2px;left:2px;transition:left .18s;box-shadow:0 1px 3px rgba(0,0,0,.15)}.iw-home .toggle-track.on{background:var(--teal)}.iw-home .toggle-track.on:after{left:15px}.iw-home .money-box{display:flex;align-items:center;border:1px solid var(--border2);border-radius:var(--r-md);background:var(--card);transition:border .12s,box-shadow .12s;width:152px;flex-shrink:0}.iw-home .money-box:focus-within{border-color:var(--teal);box-shadow:0 0 0 3px rgba(15,124,107,.1)}.iw-home .money-box.has-err{border-color:var(--err)}.iw-home .money-box.is-skipped{background:var(--surface);opacity:.5}.iw-home .money-box.is-skipped input{pointer-events:none}.iw-home .money-sym{padding:0 3px 0 10px;font-size:13px;color:var(--ink3);flex-shrink:0;pointer-events:none;-webkit-user-select:none;-moz-user-select:none;user-select:none;line-height:1}.iw-home .money-sep{width:1px;height:16px;background:var(--border);flex-shrink:0;margin:0 7px 0 0}.iw-home .money-input{flex:1 1;min-width:0;padding:8px 9px 8px 0;border:none;background:transparent;font-family:Inter,sans-serif;font-size:13px;color:var(--ink);outline:none;transition:color .15s}.iw-home .money-input.has-value{color:var(--teal);-webkit-text-fill-color:var(--teal)!important;font-weight:600;font-style:normal}.iw-home .money-input::placeholder{color:var(--ink3);font-size:12px;font-style:italic}.iw-home .money-input:-webkit-autofill,.iw-home .money-input:-webkit-autofill:active,.iw-home .money-input:-webkit-autofill:focus,.iw-home .money-input:-webkit-autofill:hover{-webkit-background-clip:text;-webkit-text-fill-color:var(--ink);-webkit-transition:background-color 600000s 0s,color 600000s 0s;transition:background-color 600000s 0s,color 600000s 0s;box-shadow:0 0 0 1000px var(--card) inset;caret-color:var(--ink)}.iw-home .err-msg{font-size:11px;color:var(--err);margin-top:4px;display:none}.iw-home .err-msg.show{display:block}.iw-home .skip-note{font-size:11px;color:var(--ink3);background:var(--surface);padding:5px 9px;border-radius:var(--r-sm);margin-top:4px;display:none;line-height:1.4;border-left:2px solid var(--border2)}.iw-home .skip-note.show{display:block}.iw-home .calc-btn{width:100%;padding:13px;background:var(--ink);color:#fff;border:none;font-family:Inter,sans-serif;font-size:15px;font-weight:500;cursor:pointer;margin-top:14px;transition:background .15s;display:flex;align-items:center;justify-content:center;gap:8px}.iw-home .calc-btn:hover{background:#27272a}.iw-home .calc-btn:active{transform:scale(.99)}.iw-home .form-action-row{display:flex;gap:10px;margin-top:14px;align-items:stretch}.iw-home .form-action-row .calc-btn{flex:1 1;margin-top:0}.iw-home .reset-form-btn{flex-shrink:0;display:flex;align-items:center;gap:6px;padding:13px 16px;border:1px solid var(--border2);border-radius:var(--r-md);font-family:Inter,sans-serif;font-size:13px;font-weight:500;cursor:pointer;background:var(--card);color:var(--ink2);transition:background .12s,border-color .12s,color .12s;white-space:nowrap}.iw-home .reset-form-btn:hover{background:var(--surface);border-color:var(--ink3);color:var(--ink)}.iw-home .reset-form-btn:active{transform:scale(.98)}.iw-home .disclaimer{font-size:12px;color:var(--ink3);background:var(--surface);padding:10px 13px;border-radius:var(--r-md);margin-top:12px;line-height:1.55}.iw-home .results-section{display:none}.iw-home .results-section.show{display:block}.iw-home .skipped-banner{font-size:12px;color:var(--amber-dk);background:var(--amber-bg);padding:11px 13px;border-radius:var(--r-md);margin-bottom:14px;line-height:1.5;display:none;border-left:3px solid var(--amber)}.iw-home .skipped-banner.show{display:block}.iw-home .score-hero{background:var(--card);border:1px solid var(--border);border-radius:var(--r-xl);padding:26px 22px 22px;margin-bottom:14px;text-align:center;box-shadow:var(--shadow-sm)}.iw-home .grade-ring{display:inline-flex;flex-direction:column;align-items:center;justify-content:center;width:92px;height:92px;border-radius:50%;border:3px solid var(--teal);margin-bottom:13px}.iw-home .grade-letter-main{font-size:40px;font-weight:600;line-height:1}.iw-home .grade-sub-lbl{font-size:11px;color:var(--ink3);margin-top:1px}.iw-home .grade-ring.cls-a{border-color:#065f46}.iw-home .grade-ring.cls-a .grade-letter-main{color:#065f46}.iw-home .grade-ring.cls-b{border-color:#0f7c6b}.iw-home .grade-ring.cls-b .grade-letter-main{color:#0f7c6b}.iw-home .grade-ring.cls-c{border-color:#92400e}.iw-home .grade-ring.cls-c .grade-letter-main{color:#92400e}.iw-home .grade-ring.cls-d{border-color:#b91c1c}.iw-home .grade-ring.cls-d .grade-letter-main{color:#b91c1c}.iw-home .grade-ring.cls-f{border-color:#7f1d1d}.iw-home .grade-ring.cls-f .grade-letter-main{color:#7f1d1d}.iw-home .score-num-row{display:flex;align-items:baseline;justify-content:center;gap:6px;margin-bottom:9px}.iw-home .score-big{font-size:46px;font-weight:600;letter-spacing:-2px;line-height:1}.iw-home .score-denom{font-size:18px;color:var(--ink3)}.iw-home .score-badge{display:inline-block;padding:4px 14px;border-radius:20px;font-size:12px;font-weight:500;margin-bottom:11px}.iw-home .badge-a,.iw-home .badge-b{background:var(--teal-bg);color:var(--teal-dk)}.iw-home .badge-c{background:var(--amber-bg);color:var(--amber-dk)}.iw-home .badge-d,.iw-home .badge-f{background:var(--red-bg);color:var(--red-dk)}.iw-home .score-tag{font-size:14px;color:var(--ink2);max-width:380px;margin:0 auto 18px}.iw-home .thermo-track{height:10px;background:var(--surface);overflow:hidden;margin-bottom:4px}.iw-home .thermo-fill{width:0;transition:width .8s ease}.iw-home .thermo-labels{display:flex;justify-content:space-between;font-size:11px}.iw-home .recs-card{background:var(--card);border:1px solid var(--border);border-radius:var(--r-xl);padding:20px 22px;margin-bottom:14px;box-shadow:var(--shadow-sm)}.iw-home .recs-card h3{font-size:14px;font-weight:600;margin-bottom:4px}.iw-home .recs-card-sub{font-size:12px;color:var(--ink3);margin-bottom:14px}.iw-home .recs-disc{font-size:11px;color:var(--ink3);margin-top:13px;padding-top:11px;border-top:1px solid var(--border);line-height:1.55}.iw-home .rec-cards{display:flex;flex-direction:column;gap:10px}.iw-home .rec-card{border:1px solid var(--border);overflow:hidden;transition:border-color .15s}.iw-home .rec-card:hover{border-color:var(--border2)}.iw-home .rec-card-top{display:flex;align-items:flex-start;gap:10px;padding:13px 14px;cursor:pointer;-webkit-user-select:none;-moz-user-select:none;user-select:none}.iw-home .rec-card-top:hover{background:var(--surface)}.iw-home .rec-priority{flex-shrink:0;font-size:10px;font-weight:700;padding:3px 8px;border-radius:10px;letter-spacing:.4px;margin-top:1px;white-space:nowrap}.iw-home .rec-priority.high{background:#fef2f2;color:#b91c1c;border:1px solid #fecaca}.iw-home .rec-priority.medium{background:#fffbeb;color:#92400e;border:1px solid #fcd34d}.iw-home .rec-priority.low{border:1px solid #6ee7b7}.iw-home .rec-score-bar-wrap{flex-shrink:0;display:flex;align-items:center;gap:6px;margin-top:3px}.iw-home .rec-score-bar{width:48px;height:4px;background:var(--surface);border-radius:2px;overflow:hidden;border:1px solid var(--border)}.iw-home .rec-score-fill{height:100%;border-radius:2px;transition:width .4s ease}.iw-home .rec-score-val{font-size:10px;color:var(--ink3);white-space:nowrap}.iw-home .rec-card-body{flex:1 1;min-width:0}.iw-home .rec-card-label{font-size:11px;font-weight:700;color:var(--ink);text-transform:uppercase;letter-spacing:.6px;margin-bottom:4px}.iw-home .rec-card-text{font-size:13px;color:var(--ink2);line-height:1.55}.iw-home .rec-card-toggle{flex-shrink:0;display:flex;align-items:center;gap:4px;font-size:11px;color:var(--ink3);margin-top:2px;white-space:nowrap}.iw-home .rec-card-chev{font-size:11px;transition:transform .2s;display:inline-block}.iw-home .rec-card-chev.open{transform:rotate(180deg)}.iw-home .rec-actions{display:none;border-top:1px solid var(--border);padding:12px 14px 14px;background:var(--surface)}.iw-home .rec-actions.open{display:block}.iw-home .rec-actions-title{font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:.8px;color:var(--ink3);margin-bottom:10px}.iw-home .rec-action-list{list-style:none;display:flex;flex-direction:column;gap:9px}.iw-home .rec-action-item{display:flex;align-items:flex-start;gap:9px}.iw-home .rec-action-num{flex-shrink:0;width:20px;height:20px;border-radius:50%;color:#fff;font-size:10px;font-weight:700;display:flex;align-items:center;justify-content:center;margin-top:1px}.iw-home .rec-action-text{font-size:12px;color:var(--ink2);line-height:1.55}.iw-home .breakdown-card{background:var(--card);border:1px solid var(--border);border-radius:var(--r-xl);overflow:hidden;margin-bottom:14px;box-shadow:var(--shadow-sm)}.iw-home .breakdown-hd{padding:16px 20px 12px;border-bottom:1px solid var(--border)}.iw-home .breakdown-hd h3{font-size:14px;font-weight:600;margin-bottom:2px}.iw-home .breakdown-hd p{font-size:12px;color:var(--ink3)}.iw-home .bm-top{display:grid;grid-template-columns:1fr 64px 1fr;align-items:center;grid-gap:13px;gap:13px;padding:14px 20px;cursor:pointer;transition:background .1s;-webkit-user-select:none;-moz-user-select:none;user-select:none}.iw-home .bm-top:hover{background:var(--surface)}.iw-home .bm-left-name{font-size:13px;font-weight:500;color:var(--ink);line-height:1.3}.iw-home .bm-left-micro{font-size:12px;color:var(--ink2);margin-top:2px;line-height:1.35}.iw-home .bm-center{display:flex;flex-direction:column;align-items:center;gap:3px}.iw-home .bm-grade{font-size:24px;font-weight:600;line-height:1}.iw-home .bm-grade.ga{color:#065f46}.iw-home .bm-grade.gb{color:#0f7c6b}.iw-home .bm-grade.gc{color:#92400e}.iw-home .bm-grade.gd{color:#b91c1c}.iw-home .bm-grade.gf{color:#7f1d1d}.iw-home .bm-impact-lbl{font-size:10px;color:var(--ink3);text-align:center;line-height:1.2}.iw-home .bm-right{display:flex;align-items:center;gap:7px}.iw-home .bm-bar-wrap{flex:1 1;min-width:0}.iw-home .bm-track{position:relative;height:8px;background:var(--surface);border-radius:4px;border:1px solid var(--border)}.iw-home .bm-target-band{position:absolute;top:0;height:100%;border-radius:3px;background:#0f7c6b;opacity:.22}.iw-home .bm-you-dot{position:absolute;top:50%;transform:translate(-50%,-50%);width:11px;height:11px;border-radius:50%;border:2px solid #fff;box-shadow:0 0 0 1.5px var(--ink);background:var(--ink);z-index:3}.iw-home .bm-you-tip{position:absolute;bottom:13px;transform:translateX(-50%);font-size:9px;font-weight:600;color:var(--ink);background:#fff;border:1px solid var(--border2);border-radius:3px;padding:1px 4px;white-space:nowrap;z-index:4;box-shadow:0 1px 3px rgba(0,0,0,.08)}.iw-home .bm-chev{font-size:13px;color:var(--ink3);flex-shrink:0;transition:transform .2s;line-height:1}.iw-home .bm-chev.open{transform:rotate(180deg)}.iw-home .bm-detail{display:none;padding:0 20px 14px}.iw-home .bm-detail.open{display:block}.iw-home .bm-detail-inner{border-top:1px dashed var(--border);padding-top:12px}.iw-home .bm-exp-wrap{position:relative;margin-bottom:13px}.iw-home .bm-exp-track{position:relative;height:8px;background:var(--surface);border-radius:4px;border:1px solid var(--border)}.iw-home .bm-exp-target{position:absolute;top:0;height:100%;border-radius:3px;background:#0f7c6b;opacity:.22}.iw-home .bm-exp-you-dot{position:absolute;top:50%;transform:translate(-50%,-50%);width:11px;height:11px;border-radius:50%;border:2px solid #fff;box-shadow:0 0 0 1.5px var(--ink);background:var(--ink);z-index:3}.iw-home .bm-exp-you-tip{position:absolute;bottom:13px;transform:translateX(-50%);font-size:9px;font-weight:600;color:var(--ink);background:#fff;border:1px solid var(--border2);border-radius:3px;padding:1px 4px;white-space:nowrap;z-index:4;box-shadow:0 1px 3px rgba(0,0,0,.08)}.iw-home .bm-ticks{position:absolute;top:0;left:0;width:100%;height:100%;pointer-events:none}.iw-home .bm-tick{position:absolute;top:-3px;width:1px;height:14px;background:var(--border2)}.iw-home .bm-axis{display:flex;justify-content:space-between;font-size:10px;color:var(--ink3);margin-top:5px}.iw-home .bm-legend-row{display:flex;align-items:center;gap:6px;font-size:11px;color:var(--ink3);margin-top:4px}.iw-home .bm-legend-swatch{width:18px;height:6px;border-radius:2px;background:#0f7c6b;opacity:.22;flex-shrink:0}.iw-home .bm-sent{font-size:13px;color:var(--ink2);line-height:1.55;margin-top:10px}.iw-home .bm-sent+.bm-sent{margin-top:5px}.iw-home .bm-score-line{font-size:11px;color:var(--ink3);margin-top:8px}.iw-home .method-card{background:var(--surface);border-radius:var(--r-xl);padding:15px 18px;margin-bottom:14px;font-size:12px;color:var(--ink2);line-height:1.7}.iw-home .method-card strong{font-weight:500;color:var(--ink)}.iw-home .action-row{display:flex;gap:9px;margin-bottom:22px}.iw-home .dl-btn{flex:1 1;display:flex;align-items:center;justify-content:center;gap:7px;padding:12px;border:1px solid var(--border2);border-radius:var(--r-md);font-family:Inter,sans-serif;font-size:13px;font-weight:500;cursor:pointer;background:var(--card);color:var(--ink);transition:background .12s}.iw-home .dl-btn:hover{background:var(--surface)}.iw-home .restart-btn{flex-shrink:0;padding:12px 17px;border:1px solid var(--border2);border-radius:var(--r-md);font-family:Inter,sans-serif;font-size:13px;cursor:pointer;background:var(--card);color:var(--ink2);transition:background .12s}.iw-home .restart-btn:hover{background:var(--surface)}.iw-home .fl-helper-line{font-family:Inter,sans-serif;font-size:12px;color:var(--teal-dk);line-height:1.5;margin-top:6px;font-weight:500}.iw-home .monthly-total-row{display:flex;align-items:center;justify-content:space-between;margin-top:10px;padding:10px 0 2px;border-top:1px dashed var(--border2)}.iw-home .monthly-total-label{display:flex;align-items:center;gap:7px;font-size:13px;font-weight:600;color:var(--ink)}.iw-home .monthly-total-value{font-size:15px;font-weight:600;color:var(--ink);min-width:100px;text-align:right}.iw-home .faq-section h3{font-size:14px;font-weight:600;margin-bottom:11px}.iw-home .bm-row.bm-skipped{opacity:.45;pointer-events:none}.iw-home .bm-row.bm-skipped .bm-left-micro,.iw-home .bm-row.bm-skipped .bm-left-name{color:var(--ink3)}.iw-home .bm-row.bm-skipped .bm-grade{color:var(--ink3)!important}.iw-home .bm-row.bm-skipped .bm-you-dot{background:var(--ink3);box-shadow:0 0 0 1.5px var(--ink3)}.iw-home .partial-score-note{border:1px solid #fcd34d;padding:7px 13px;margin-top:10px;line-height:1.5;text-align:center}.iw-home .req-field-badge{display:inline-flex;align-items:center;gap:4px;font-size:10px;font-weight:600;color:var(--teal-dk);background:var(--teal-bg);padding:2px 7px;border-radius:10px;margin-left:6px;letter-spacing:.2px}.iw-home .nw-bucket{border:1px solid var(--border);border-radius:var(--r-lg);overflow:hidden}.iw-home .nw-bucket-hd{display:flex;align-items:center;gap:8px;padding:9px 13px;border-bottom:1px solid var(--border)}.iw-home .nw-bucket-assets{background:var(--teal-bg)}.iw-home .nw-bucket-debts{background:var(--red-bg)}.iw-home .nw-bucket-icon{font-size:15px;font-weight:700;width:22px;height:22px;border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0;font-style:normal}.iw-home .nw-bucket-assets .nw-bucket-icon{background:var(--teal);color:#fff}.iw-home .nw-bucket-debts .nw-bucket-icon{background:var(--red);color:#fff}.iw-home .nw-bucket-title{font-size:12px;font-weight:600;flex:1 1}.iw-home .nw-bucket-assets .nw-bucket-title{color:var(--teal-dk)}.iw-home .nw-bucket-debts .nw-bucket-title{color:var(--red-dk)}.iw-home .nw-bucket-sub{font-size:11px;color:var(--ink3)}.iw-home .nw-bucket .nw-calc-row{padding:9px 13px;margin-bottom:0;border-bottom:1px solid var(--border)}.iw-home .nw-bucket .nw-calc-row:last-of-type{border-bottom:none}.iw-home .nw-calc-label{display:flex;align-items:flex-start;gap:8px}.iw-home .nw-item-icon{width:19px;height:19px;color:var(--teal);flex-shrink:0;margin-top:1px;display:inline-flex}.iw-home .nw-item-icon svg{width:100%;height:100%}.iw-home .nw-item-sub{font-size:11px;color:var(--ink3);margin-top:1px}.iw-home .nw-item-eg{font-size:10.5px;color:var(--ink3);opacity:.7;margin-top:2px;font-style:italic}.iw-home .tip-icon-sm{width:14px;height:14px;border-radius:50%;border:1px solid var(--border2);font-size:9px;color:var(--ink3);display:inline-flex;align-items:center;justify-content:center;cursor:pointer;-webkit-user-select:none;-moz-user-select:none;user-select:none;vertical-align:middle;margin-left:3px;transition:border-color .12s,color .12s,background .12s;line-height:1}.iw-home .tip-icon-sm.active,.iw-home .tip-icon-sm:hover{border-color:var(--teal);color:var(--teal);background:var(--teal-bg)}.iw-home .nw-bucket-subtotal{display:flex;justify-content:space-between;align-items:center;padding:8px 13px;background:var(--surface);font-size:12px;font-weight:600;color:var(--ink2);border-top:1px solid var(--border)}.iw-home .field-line .fl-left{display:flex;align-items:center;gap:6px;flex-wrap:wrap}.iw-home .nw-calc-body{padding:12px}.iw-home .nw-calc-toggle:hover{color:var(--teal-dk)}.iw-home .nw-calc-body{display:none;background:var(--surface);border:1px solid var(--border);border-radius:var(--r-md);padding:12px 14px;margin-top:8px}.iw-home .nw-calc-body.open{display:block}.iw-home .nw-calc-row{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:10px}.iw-home .nw-calc-row:last-of-type{margin-bottom:0}.iw-home .nw-calc-label{font-size:12px;color:var(--ink2);flex:1 1}.iw-home .nw-calc-result{display:flex;align-items:center;justify-content:space-between;border-top:1px dashed var(--border2);padding-top:10px;margin-top:10px;font-size:13px;font-weight:600;color:var(--ink)}.iw-home .nw-calc-result span{color:var(--teal);font-size:15px}.iw-home .nw-live-note{font-size:11px;color:var(--ink3);margin-top:5px;font-style:italic}.iw-home .home-equity-block{display:none;background:var(--surface);border:1px solid var(--border);border-radius:var(--r-md);padding:13px 14px;margin-top:10px}.iw-home .home-equity-block.show{display:block}.iw-home .home-equity-label{font-size:11px;font-weight:600;letter-spacing:.6px;text-transform:uppercase;color:var(--ink3);margin-bottom:10px;display:flex;align-items:center;gap:7px}.iw-home .home-equity-badge{font-size:10px;background:var(--amber-bg);color:var(--amber-dk);padding:2px 7px;border-radius:10px;font-weight:600;text-transform:none;letter-spacing:0}.iw-home .home-equity-note{font-size:12px;color:var(--amber-dk);background:var(--amber-bg);border-left:2px solid var(--amber);padding:7px 10px;border-radius:var(--r-sm);margin-top:10px;line-height:1.5}.iw-home .home-equity-result{display:flex;align-items:center;justify-content:space-between;border-top:1px dashed var(--border2);padding-top:9px;margin-top:9px;font-size:13px;font-weight:600;color:var(--ink)}.iw-home .home-equity-result span{color:var(--ink2);font-weight:400;font-size:12px}.iw-home .equity-callout{display:none;background:var(--card);border:1px solid var(--border);border-radius:var(--r-xl);padding:18px 20px;margin-bottom:14px;box-shadow:var(--shadow-sm)}.iw-home .equity-callout.show{display:block}.iw-home .equity-callout-hd{display:flex;align-items:center;gap:9px;margin-bottom:13px}.iw-home .wsm-card{background:var(--card);border:1px solid var(--border);border-radius:var(--r-xl);box-shadow:var(--shadow-sm);overflow:hidden;margin-bottom:14px}.iw-home .wsm-card-hd{padding:18px 22px 4px}.iw-home .wsm-card-title{font-size:18px;font-weight:700;letter-spacing:-.3px;color:var(--ink)}.iw-home .wsm-card-sub{font-size:12.5px;color:var(--ink3);margin-top:3px}.iw-home .wsm-tbl{padding:6px 22px 16px}.iw-home .wsm-hd,.iw-home .wsm-row{display:grid;grid-template-columns:1.25fr 1.3fr 1.2fr 1.5fr;grid-gap:16px;gap:16px;align-items:center}.iw-home .wsm-hd{padding:12px 0 11px;border-bottom:1px solid var(--border)}.iw-home .wsm-hd>div{font-size:11px;font-weight:700;letter-spacing:.6px;text-transform:uppercase;color:var(--ink3)}.iw-home .wsm-row{padding:15px 0;border-bottom:1px solid var(--border)}.iw-home .wsm-row:last-child{border-bottom:none}.iw-home .wsm-metric{font-size:14px;font-weight:700;color:var(--ink)}.iw-home .wsm-score{font-size:15px;font-weight:500;letter-spacing:-.2px}.iw-home .wsm-cell{font-size:13px;color:var(--ink2);line-height:1.4}.iw-home .wsm-lbl{display:none}@media(max-width:720px){.iw-home .wsm-tbl{padding:4px 16px 12px}.iw-home .wsm-hd{display:none}.iw-home .wsm-row{grid-template-columns:1fr;gap:0;padding:16px 0}.iw-home .wsm-row>div{display:flex;justify-content:space-between;align-items:baseline;gap:16px;padding:5px 0}.iw-home .wsm-lbl{display:block;font-size:11px;font-weight:700;letter-spacing:.5px;text-transform:uppercase;color:var(--ink3);flex:0 0 auto}.iw-home .wsm-metric{display:block;font-size:16px;padding:0 0 8px;margin-bottom:4px;border-bottom:1px solid var(--border)}.iw-home .wsm-cell,.iw-home .wsm-cell>span:last-child,.iw-home .wsm-score,.iw-home .wsm-score>span:last-child{text-align:right}}@media(min-width:721px){.iw-home .hyc-tbl .wsm-hd,.iw-home .hyc-tbl .wsm-row{grid-template-columns:1.3fr 1.4fr .74fr .74fr .74fr .74fr .74fr}}.iw-home .hyc-pcell{font-size:13px;color:var(--ink3)}.iw-home .hyc-pcell .hyc-v{color:var(--ink2)}.iw-home .hyc-pcell .hyc-v.hit{color:var(--teal-dk);font-weight:700}.iw-home .hyc-youcol>span:last-child{font-weight:600;color:var(--ink)}.iw-home .hyc-th{position:relative;display:inline-block;cursor:help;border-bottom:1px dotted var(--border2);padding-bottom:1px;outline:none;transition:color .12s,border-color .12s}.iw-home .hyc-th:focus-visible,.iw-home .hyc-th:hover{color:var(--teal-dk);border-bottom-color:var(--teal)}.iw-home .hyc-th:after{content:attr(data-tip);top:calc(100% + 10px);width:190px;font-size:11.5px;font-weight:500;letter-spacing:0;text-transform:none;line-height:1.5;color:#f1ede9;background:#1c1917;border-radius:8px;padding:9px 11px;box-shadow:0 8px 22px rgba(0,0,0,.4);pointer-events:none;white-space:normal;text-align:left}.iw-home .hyc-th:after,.iw-home .hyc-th:before{position:absolute;left:50%;transform:translateX(-50%);opacity:0;visibility:hidden;transition:opacity .14s,visibility .14s;z-index:40}.iw-home .hyc-th:before{content:"";top:calc(100% + 4px);border:6px solid transparent;border-bottom-color:#1c1917}.iw-home .hyc-th:focus-visible:after,.iw-home .hyc-th:focus-visible:before,.iw-home .hyc-th:hover:after,.iw-home .hyc-th:hover:before{opacity:1;visibility:visible}.iw-home .hyc-th--right:after{left:auto;right:-4px;transform:none}.iw-home .hyc-th--right:before{left:auto;right:16px;transform:none}.iw-home .supp-card{margin-bottom:14px}@media(max-width:720px){.iw-home .supp-card{display:none!important}}.iw-home .supp-hd{width:100%;display:flex;align-items:center;justify-content:space-between;gap:18px;background:none;border:none;cursor:pointer;padding:17px 22px;text-align:left;font-family:inherit}.iw-home .supp-hd .wsm-card-title{font-size:16px}.iw-home .supp-hd .wsm-card-sub{max-width:46em}.iw-home .supp-cta{display:inline-flex;align-items:center;gap:7px;flex-shrink:0;font-size:12.5px;font-weight:700;color:var(--teal-dk);border:1px solid var(--border2);border-radius:999px;padding:7px 15px;transition:background .12s,border-color .12s}.iw-home .supp-hd:focus-visible .supp-cta,.iw-home .supp-hd:hover .supp-cta{background:var(--teal-bg);border-color:var(--teal)}.iw-home .supp-chev{width:13px;height:13px;stroke:currentColor;transition:transform .25s}.iw-home #supp-card.open .supp-chev{transform:rotate(180deg)}.iw-home .supp-wrap{display:grid;grid-template-rows:0fr;transition:grid-template-rows .3s ease}.iw-home #supp-card.open .supp-wrap{grid-template-rows:1fr}.iw-home .supp-body{overflow:hidden;padding:0 22px}.iw-home #supp-card.open .supp-body{padding-bottom:20px}.iw-home .supp-cols{display:grid;grid-template-columns:1.25fr 1fr 1.6fr;grid-gap:16px;gap:16px;padding:11px 0 10px;border-top:1px solid var(--border);border-bottom:1px solid var(--border)}.iw-home .supp-cols>div{font-size:11px;font-weight:700;letter-spacing:.6px;text-transform:uppercase;color:var(--ink3)}.iw-home .supp-grp{padding-top:16px}.iw-home .supp-grp-t{font-size:11.5px;font-weight:800;letter-spacing:.8px;text-transform:uppercase;color:var(--teal-dk);padding-bottom:4px}.iw-home .supp-row{display:grid;grid-template-columns:1.25fr 1fr 1.6fr;grid-gap:16px;gap:16px;padding:10px 0;border-bottom:1px solid var(--border);align-items:baseline}.iw-home .supp-row:last-child{border-bottom:none}.iw-home .supp-cols.peer-v,.iw-home .supp-row.peer-v{grid-template-columns:1.4fr 1fr repeat(5,.72fr)}.iw-home .supp-row.peer-v{align-items:start}.iw-home .supp-phead{text-align:right}.iw-home .supp-pval{font-size:12.5px;font-weight:500;color:var(--ink2);text-align:right;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.iw-home .supp-pval.p-hi{color:var(--teal-dk);font-weight:700}.iw-home .supp-you-cell{display:flex;flex-direction:column;gap:2px}.iw-home .supp-yv{font-size:13.5px;font-weight:700;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.iw-home .supp-yv.yv-good{color:var(--teal-dk)}.iw-home .supp-yv.yv-mid{color:var(--amber-dk)}.iw-home .supp-yv.yv-low{color:var(--ink2)}.iw-home .supp-yptile{font-size:10px;font-weight:600;color:var(--ink3)}.iw-home .supp-sub-note{display:block;font-weight:400;margin-top:2px}.iw-home .supp-peer-src,.iw-home .supp-sub-note{font-size:11px;color:var(--ink3);font-style:italic}.iw-home .supp-peer-src{line-height:1.55;margin-top:16px;padding-top:12px;border-top:1px solid var(--border)}.iw-home .supp-row.peer-v.peer-ctx .supp-bench{grid-column:3/8;font-size:12.5px;color:var(--ink2);line-height:1.5;align-self:center}.iw-home .supp-lbl{font-size:13.5px;font-weight:600;color:var(--ink)}.iw-home .supp-est{display:inline-block;margin-left:7px;font-size:10px;font-weight:700;letter-spacing:.4px;text-transform:uppercase;color:var(--ink3);border:1px solid var(--border2);border-radius:999px;padding:1px 7px;vertical-align:1px}.iw-home .supp-val{font-size:13.5px;font-weight:600;color:var(--ink);font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.iw-home .supp-val.dim{color:var(--ink3);font-weight:500}.iw-home .supp-bench{font-size:12.5px;color:var(--ink3);line-height:1.5}.iw-home .supp-note{font-size:11.5px;color:var(--ink3);font-style:italic;padding:8px 0 0;line-height:1.5}.iw-home .xp-section{display:none;margin-bottom:14px}.iw-home .xp-section.show{display:block}.iw-home .xp-head{margin-bottom:16px}.iw-home .xp-eyebrow{display:inline-block;font-size:11px;font-weight:700;letter-spacing:1.2px;text-transform:uppercase;color:var(--teal-dk);background:var(--teal-bg);padding:5px 12px;border-radius:20px;margin-bottom:12px}.iw-home .xp-title{font-size:23px;font-weight:800;letter-spacing:-.7px;line-height:1.12;color:var(--ink);margin-bottom:8px}.iw-home .xp-sub{font-size:14px;color:var(--ink2);line-height:1.55;max-width:760px}.iw-home .xp-whatlink{background:none;border:none;font-family:inherit;font-size:14px;font-weight:600;color:var(--teal-dk);cursor:pointer;text-decoration:underline;-webkit-text-decoration-style:dotted;text-decoration-style:dotted;text-underline-offset:3px;padding:0;white-space:nowrap}.iw-home .xp-whatlink:focus-visible{outline:2px solid var(--teal);outline-offset:3px;border-radius:3px}.iw-home .xp-grid{display:grid;grid-template-columns:repeat(4,1fr);grid-gap:14px;gap:14px}@media(max-width:900px){.iw-home .xp-grid{grid-template-columns:1fr 1fr}}@media(max-width:600px){.iw-home .xp-grid{grid-template-columns:1fr}}.iw-home .xp-card{position:relative;background:var(--card);border:1px solid var(--border);border-radius:16px;box-shadow:0 2px 12px rgba(13,31,45,.06);padding:18px 18px 16px;overflow:visible;display:flex;flex-direction:column}.iw-home .xp-accent{position:absolute;top:0;left:0;right:0;height:3px;border-radius:16px 16px 0 0}.iw-home .xp-card-hd{display:flex;align-items:center;gap:11px;margin-top:6px;margin-bottom:13px}.iw-home .xp-avatar{border-radius:50%;flex-shrink:0;display:flex;align-items:center;justify-content:center;font-size:21px}.iw-home .xp-name{font-size:14.5px;font-weight:700;letter-spacing:-.2px;color:var(--ink);line-height:1.15}.iw-home .xp-role{font-size:11.5px;color:var(--ink3);line-height:1.35;margin-top:2px}.iw-home .xp-chip{display:inline-flex;align-items:center;gap:6px;align-self:flex-start;font-size:11px;font-weight:700;letter-spacing:.3px;text-transform:uppercase;padding:5px 10px;border-radius:20px;margin-bottom:13px}.iw-home .xp-chip svg{width:13px;height:13px;stroke-width:2.2;fill:none;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0}.iw-home .xp-quote{font-size:13px;font-style:italic;color:var(--ink);line-height:1.6;padding-left:13px;border-left:3px solid var(--border2);margin-bottom:13px;flex:1 1;text-wrap:pretty}.iw-home .xp-quote .num{font-style:normal;font-weight:700;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.iw-home .xp-focus{display:flex;align-items:center;gap:7px;background:var(--surface);border-radius:10px;padding:9px 12px;font-size:12px;color:var(--ink2);line-height:1.3}.iw-home .xp-focus svg{width:14px;height:14px;stroke:var(--teal-dk);stroke-width:1.9;fill:none;flex-shrink:0}.iw-home .xp-focus b{color:var(--ink);font-weight:650}.iw-home .xp-focus .fscore{margin-left:auto;font-weight:700;color:var(--teal-dk);font-feature-settings:"tnum";font-variant-numeric:tabular-nums;white-space:nowrap}.iw-home .xp-partial-note{display:none;font-size:12px;color:var(--ink3);margin-top:12px;font-style:italic}.iw-home .xp-partial-note.show{display:block}.iw-home .xp-disclaimer{font-size:12px;color:var(--ink3);line-height:1.55;margin-top:14px;max-width:820px}.iw-home .xpc-red{background:#FEF2F2;color:#B91C1C}.iw-home .xpc-amber{background:#FFF7ED;color:#B45309}.iw-home .xpc-teal{background:var(--teal-bg);color:var(--teal-dk)}.iw-home .xp-accent{background:var(--teal)}.iw-home .xp-avatar{width:44px;height:44px;border-radius:12px;background:var(--teal-bg);color:var(--teal-dk);font-size:0}.iw-home .xp-avatar svg{width:23px;height:23px;stroke:currentColor;stroke-width:1.8;fill:none;stroke-linecap:round;stroke-linejoin:round}.iw-home .xp-locked .xp-avatar{opacity:.65}.iw-home .xp-chiprow{display:flex;align-items:center;gap:7px;flex-wrap:wrap;margin-bottom:13px}.iw-home .xp-chiprow .xp-chip{margin-bottom:0}.iw-home .xp-hh{display:inline-flex;align-items:center;gap:5px;font-size:10.5px;font-weight:600;letter-spacing:.2px;color:var(--ink2);background:#fff;border:1px solid var(--border2);border-radius:20px;padding:4px 9px;white-space:nowrap}.iw-home .xp-hh svg{width:12px;height:12px;stroke:var(--ink2);stroke-width:1.8;fill:none;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0}.iw-home .xp-prov{display:inline-flex;align-items:center;gap:5px;align-self:flex-start;font-size:10.5px;font-weight:600;color:var(--ink3);background:var(--surface);border:1px solid var(--border);border-radius:7px;padding:4px 9px;margin:-2px 0 13px;text-decoration:none;line-height:1.2}.iw-home .xp-prov:hover{color:var(--teal-dk);border-color:var(--border2);background:#fff}.iw-home .xp-prov:focus-visible{outline:2px solid var(--teal);outline-offset:2px}.iw-home .xp-prov svg{width:11px;height:11px;stroke:currentColor;stroke-width:2;fill:none;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0}.iw-home .xp-worth{display:flex;gap:9px;align-items:flex-start;background:var(--surface);border:1px dashed var(--border2);border-radius:10px;padding:10px 12px;margin-bottom:13px}.iw-home .xp-worth-ic{flex-shrink:0;width:24px;height:24px;border-radius:50%;background:#fff;border:1px solid var(--border2);display:flex;align-items:center;justify-content:center;color:var(--ink3)}.iw-home .xp-worth-ic svg{width:13px;height:13px;stroke:currentColor;stroke-width:1.9;fill:none;stroke-linecap:round;stroke-linejoin:round}.iw-home .xp-worth-tx{flex:1 1;min-width:0}.iw-home .xp-worth-h{display:block;font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:.6px;color:var(--ink3);margin-bottom:3px}.iw-home .xp-worth-b{font-size:12px;color:var(--ink2);line-height:1.5;text-wrap:pretty}@media(max-width:600px){.iw-home .xp-quote{font-size:14px}.iw-home .xp-worth-b{font-size:13px}}.iw-home .xp-quote strong{font-style:normal;font-weight:700;color:var(--ink);font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.iw-home .coach-nudge{display:flex;gap:8px;align-items:flex-start;background:var(--teal-bg);border-radius:10px;padding:9px 11px;font-size:12px;color:var(--teal-dk);line-height:1.45;margin-bottom:12px}.iw-home .coach-nudge svg{width:14px;height:14px;stroke:var(--teal-dk);stroke-width:2;fill:none;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0;margin-top:1px}.iw-home .coach-nudge strong{font-style:normal;color:var(--teal-dk);font-weight:800;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.iw-home .iw-info{position:relative;display:inline-flex;align-items:center;margin-left:8px;outline:none}.iw-home .iw-info-btn{width:18px;height:18px;border-radius:50%;border:1px solid var(--border2);background:#fff;color:var(--ink3);font-size:11px;font-weight:700;font-style:normal;display:flex;align-items:center;justify-content:center;cursor:pointer;line-height:1;font-family:Georgia,serif}.iw-home .iw-info:focus .iw-info-btn,.iw-home .iw-info:focus-within .iw-info-btn,.iw-home .iw-info:hover .iw-info-btn{border-color:var(--teal);color:var(--teal-dk);background:var(--teal-bg)}.iw-home .iw-info-pop{position:absolute;bottom:calc(100% + 9px);right:0;width:210px;max-width:calc(100vw - 24px);background:#fff;border:1px solid var(--border);border-radius:12px;box-shadow:var(--shadow-md);padding:10px 11px 8px;display:none;z-index:30}.iw-home .iw-info:focus .iw-info-pop,.iw-home .iw-info:focus-within .iw-info-pop,.iw-home .iw-info:hover .iw-info-pop{display:block}.iw-home .iw-info-pop:after{content:"";position:absolute;top:100%;right:8px;border:6px solid transparent;border-top-color:#fff}@media(min-width:901px) and (max-width:1024px){.iw-home .xp-card .iw-info-pop{width:190px}}.iw-home .iw-info-h{display:block;font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:.7px;color:var(--ink3);margin-bottom:6px}.iw-home .iw-info-pop a{display:flex;align-items:center;gap:9px;font-size:12px;color:var(--teal-dk);text-decoration:none;padding:6px;border-radius:8px;line-height:1.35;font-weight:600}.iw-home .iw-info-pop a:hover{background:var(--teal-bg)}.iw-home .iw-info-pop a svg{width:15px;height:15px;stroke:var(--teal-dk);stroke-width:1.9;fill:none;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0}.iw-home .xp-locked{filter:saturate(.55)}.iw-home .xp-locked .xp-avatar{filter:grayscale(1);opacity:.75}.iw-home .xp-locked .xp-name{color:var(--ink2)}.iw-home .lock-body{flex-direction:column;text-align:center;gap:10px;padding:18px 6px 6px;flex:1 1}.iw-home .lock-body,.iw-home .lock-ic{display:flex;align-items:center;justify-content:center}.iw-home .lock-ic{width:40px;height:40px;border-radius:50%;background:var(--surface);color:var(--ink3)}.iw-home .lock-ic svg{width:18px;height:18px;stroke-width:2;fill:none;stroke-linecap:round;stroke-linejoin:round}.iw-home .lock-line{font-size:12px;color:var(--ink3);line-height:1.5;max-width:180px}.iw-home .unlock-banner{display:flex;align-items:center;gap:13px;background:#fff;border:1px solid var(--border);border-left:3px solid var(--teal);border-radius:14px;padding:13px 16px;margin-bottom:16px;box-shadow:var(--shadow-sm)}.iw-home .unlock-ic{width:38px;height:38px;border-radius:10px;background:var(--teal-bg);color:var(--teal-dk);display:flex;align-items:center;justify-content:center;flex-shrink:0}.iw-home .unlock-ic svg{width:19px;height:19px;stroke-width:2;fill:none;stroke-linecap:round;stroke-linejoin:round}.iw-home .unlock-tx{flex:1 1;min-width:0}.iw-home .unlock-title{font-size:14px;font-weight:700;color:var(--ink);margin-bottom:2px}.iw-home .unlock-body{font-size:12.5px;color:var(--ink2);line-height:1.5}.iw-home .unlock-body strong{color:var(--ink);font-weight:650}.iw-home .unlock-cta{flex-shrink:0;display:inline-flex;align-items:center;gap:7px;font-family:inherit;font-size:13px;font-weight:700;color:#fff;background:var(--teal);border:none;border-radius:22px;padding:10px 16px;cursor:pointer;box-shadow:0 4px 12px rgba(26,168,156,.28)}.iw-home .unlock-cta:hover{background:var(--teal-dk)}.iw-home .unlock-cta svg{width:14px;height:14px;stroke:#fff;stroke-width:2.4;fill:none;stroke-linecap:round;stroke-linejoin:round}@media(max-width:680px){.iw-home .unlock-banner{flex-wrap:wrap}.iw-home .unlock-cta{width:100%;justify-content:center}}.iw-home .pstep-impact{font-size:10px;font-weight:700;letter-spacing:.3px;text-transform:uppercase;color:var(--ink3)}.iw-home .pstep-impact.high{color:#b91c1c}.iw-home .pstep-impact.medium{color:#92400e}.iw-home .pstep-impact.low{color:var(--teal-dk)}.iw-home .pstep-priority-row .iw-info{margin-left:auto}.iw-home .pstep-priority-row .iw-info-pop{top:calc(100% + 9px);bottom:auto}.iw-home .pstep-priority-row .iw-info-pop:after{top:auto;bottom:100%;border-top-color:transparent;border-bottom-color:#fff}.iw-home .pstep-locked{filter:saturate(.6)}.iw-home .pstep-locked .pstep-top{border-bottom:none}.iw-home .muted{color:var(--ink3)!important}.iw-home .pstep-num{background:var(--ink);font-weight:700}.iw-home .pstep-num.muted,.iw-home .rec-priority.locked-pill{background:var(--surface);color:var(--ink3)}.iw-home .rec-priority.locked-pill{display:inline-flex;align-items:center;gap:5px;border:1px solid var(--border)}.iw-home .rec-priority.locked-pill svg{width:11px;height:11px;stroke-width:2.2;fill:none;stroke-linecap:round;stroke-linejoin:round}.iw-home .plan-cta-row{display:flex;align-items:center;gap:14px;flex-wrap:wrap;margin-top:16px;padding:14px 16px;background:#fff;border:1px solid var(--border);border-radius:14px;box-shadow:var(--shadow-sm)}.iw-home .plan-cta{display:inline-flex;align-items:center;gap:8px;font-family:inherit;font-size:13.5px;font-weight:700;color:#fff;background:var(--teal);border:none;border-radius:22px;padding:11px 18px;cursor:pointer;box-shadow:0 4px 12px rgba(26,168,156,.28)}.iw-home .plan-cta:hover{background:var(--teal-dk)}.iw-home .plan-cta svg{width:16px;height:16px;stroke:#fff;stroke-width:2;fill:none;stroke-linecap:round;stroke-linejoin:round}.iw-home .plan-note{font-size:11.5px;color:var(--ink3);margin-left:auto;max-width:250px;line-height:1.4;text-align:right}@media(max-width:680px){.iw-home .plan-note{margin-left:0;text-align:left}}.iw-home .xp-modal-overlay{display:none;position:fixed;inset:0;z-index:200;background:rgba(13,31,45,.45);-webkit-backdrop-filter:blur(3px);backdrop-filter:blur(3px);align-items:center;justify-content:center;padding:20px}.iw-home .xp-modal-overlay.show{display:flex}.iw-home .xp-modal{position:relative;background:#fff;border-radius:20px;max-width:460px;width:100%;padding:28px 30px;box-shadow:0 30px 70px rgba(13,31,45,.3)}.iw-home .xp-modal h3{font-size:19px;font-weight:800;letter-spacing:-.4px;margin-bottom:12px;color:var(--ink)}.iw-home .xp-modal p{font-size:13.5px;color:var(--ink2);line-height:1.6;margin-bottom:12px}.iw-home .xp-modal-list{list-style:none;margin:0 0 12px;padding:0;display:flex;flex-direction:column;gap:8px}.iw-home .xp-modal-list li{font-size:13.5px;color:var(--ink2);line-height:1.5;padding-left:18px;position:relative}.iw-home .xp-modal-list li:before{content:"";position:absolute;left:0;top:8px;width:7px;height:7px;border-radius:50%;background:var(--teal)}.iw-home .xp-modal-list li strong{color:var(--ink);font-weight:700}.iw-home .xp-modal-close{position:absolute;top:16px;right:16px;width:32px;height:32px;border-radius:50%;border:none;background:var(--surface);color:var(--ink2);font-size:14px;cursor:pointer;display:flex;align-items:center;justify-content:center}.iw-home .xp-modal-close:hover{background:var(--border)}.iw-home .equity-callout-title{font-size:14px;font-weight:600;color:var(--ink)}.iw-home .equity-callout-subtitle{font-size:12px;color:var(--ink3);margin-top:1px}.iw-home .equity-rows{display:flex;flex-direction:column;gap:0}.iw-home .equity-row{display:flex;align-items:baseline;justify-content:space-between;padding:7px 0;border-bottom:1px solid var(--border)}.iw-home .equity-row:last-child{border-bottom:none}.iw-home .equity-row-label{font-size:13px;color:var(--ink2)}.iw-home .equity-row-value{font-size:14px;font-weight:600;color:var(--ink)}.iw-home .equity-row.total .equity-row-label{font-weight:500;color:var(--ink)}.iw-home .equity-row.total .equity-row-value{color:var(--teal);font-size:16px}.iw-home .equity-disclaimer{font-size:12px;color:var(--ink3);margin-top:12px;padding-top:11px;border-top:1px solid var(--border);line-height:1.55}.iw-home .faq-item{border-bottom:1px solid var(--border);padding:12px 0}.iw-home .faq-q{font-size:13px;font-weight:500;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:13px}.iw-home .faq-toggle{color:var(--ink3);font-size:17px;-webkit-user-select:none;-moz-user-select:none;user-select:none;flex-shrink:0}.iw-home .faq-a{font-size:13px;color:var(--ink2);line-height:1.65;margin-top:9px;display:none}.iw-home .faq-a.open{display:block}.iw-home .footer-note{font-size:11px;color:var(--ink3);text-align:center;padding-top:22px;line-height:1.65}.iw-home .site-header{position:-webkit-sticky;position:sticky;top:0;z-index:60;background:#fff;border-bottom:1px solid var(--border)}.iw-home .sh-inner{max-width:1040px;margin:0 auto;padding:13px 20px;display:flex;align-items:center;gap:24px}.iw-home .sh-left{gap:11px}.iw-home .iw-tile,.iw-home .sh-left{display:flex;align-items:center;flex-shrink:0}.iw-home .iw-tile{width:40px;height:40px;border-radius:11px;background:var(--teal);color:#fff;font-size:16px;font-weight:800;letter-spacing:-.5px;justify-content:center;box-shadow:0 2px 8px rgba(26,168,156,.3)}.iw-home .iw-word{font-size:22px;font-weight:800;letter-spacing:-.7px;color:var(--ink)}.iw-home .sh-nav{display:flex;align-items:center;gap:30px;margin-left:auto}.iw-home .sh-nav a,.iw-home .sh-nav button{background:none;border:none;font-family:inherit;font-size:15px;font-weight:600;color:var(--ink);cursor:pointer;padding:6px 0;position:relative;transition:color .12s;text-decoration:none}.iw-home .sh-nav a.active,.iw-home .sh-nav a:hover,.iw-home .sh-nav button.active,.iw-home .sh-nav button:hover{color:var(--teal-dk)}.iw-home .sh-nav a.active:after,.iw-home .sh-nav button.active:after{content:"";position:absolute;left:0;right:0;bottom:-2px;height:2.5px;border-radius:2px;background:var(--teal)}.iw-home .sh-burger{margin-left:8px}@media(max-width:780px){.iw-home .sh-nav{display:none}.iw-home .sh-burger{margin-left:auto}}.iw-home .hero-grid{grid-template-columns:1.05fr .95fr;gap:32px;align-items:center;background:linear-gradient(135deg,#EAF7F4,#F3FBFA 55%,#EAF6FB);border:1px solid var(--border);border-radius:24px;padding:44px;margin:28px 0 36px;box-shadow:var(--shadow-sm)}.iw-home .hero-eyebrow{font-size:13px;letter-spacing:.4px;text-transform:none;color:var(--teal-dk);font-weight:700;margin-bottom:14px}.iw-home .hero-h1{font-size:clamp(34px,4.6vw,52px);font-weight:800;line-height:1.04;letter-spacing:-1.6px;color:var(--ink);margin-bottom:18px}.iw-home .hero-h1 .tealtxt{color:var(--teal)}.iw-home .hero-sub-lead{font-size:19px;font-weight:600;color:var(--ink);margin-bottom:10px}.iw-home .hero-sub{font-size:16px;color:var(--ink2);margin-bottom:26px;line-height:1.6;max-width:30em}.iw-home .hero-cta{background:var(--teal);color:#fff;font-size:16px;font-weight:700;padding:0 34px;height:54px;border-radius:var(--r-pill,999px);margin-bottom:18px;box-shadow:0 6px 18px rgba(26,168,156,.32);transition:background .15s,transform .1s,box-shadow .15s}.iw-home .hero-cta:hover{background:var(--teal-dk);transform:translateY(-1px);box-shadow:0 8px 22px rgba(26,168,156,.4)}.iw-home .hero-cta svg{width:18px;height:18px}.iw-home .hero-trust{display:flex;align-items:center;gap:8px;font-size:14px;font-weight:600;color:var(--ink2)}.iw-home .hero-trust svg{width:18px;height:18px;color:var(--teal);flex-shrink:0}.iw-home .hero-trust .leaf{color:#D63B2F}.iw-home .hero-right{display:flex;flex-direction:column;gap:0;position:relative}.iw-home .mascot-card{background:linear-gradient(160deg,#E4F4F1,#EEF8FB);border-radius:22px;padding:24px;display:flex;align-items:center;justify-content:center;min-height:300px;position:relative;overflow:hidden}.iw-home .mascot-card:after{content:"";position:absolute;inset:0;background:radial-gradient(circle at 70% 35%,rgba(255,255,255,.5),transparent 60%)}.iw-home .mascot-hero{width:auto;max-width:78%;max-height:320px;position:relative;z-index:1;filter:drop-shadow(0 12px 22px rgba(13,31,45,.16))}.iw-home .hello-row{display:flex;align-items:center;gap:13px;margin-top:-26px;margin-left:18px;margin-right:18px;background:#fff;border:1px solid var(--border);border-radius:16px;padding:14px 16px;box-shadow:var(--shadow-md);position:relative;z-index:2}.iw-home .hello-face{width:38px;height:38px;border-radius:50%;border:2px solid var(--teal);display:flex;align-items:center;justify-content:center;flex-shrink:0;color:var(--teal)}.iw-home .hello-face svg{width:22px;height:22px}.iw-home .hello-row strong{display:block;font-size:15px;font-weight:700;color:var(--teal-dk);margin-bottom:2px}.iw-home .hello-row span{font-size:13.5px;color:var(--ink2);line-height:1.45}@media(max-width:760px){.iw-home .hero-grid{grid-template-columns:1fr;padding:30px 24px;gap:22px;text-align:left}.iw-home .hero-left{order:-1}.iw-home .mascot-hero{max-height:240px}}.iw-home .calc-btn{background:var(--teal);font-size:16px;font-weight:700;height:56px;border-radius:var(--r-md);box-shadow:0 6px 16px rgba(26,168,156,.28)}.iw-home .calc-btn:hover{background:var(--teal-dk)}.iw-home .calc-btn svg{width:18px;height:18px}.iw-home .step-num{border:1px solid var(--border);width:48px;height:48px;overflow:hidden;align-items:flex-end}.iw-home .step-num,.iw-home .step-num.done{background:radial-gradient(circle at 50% 36%,#E9F7F4,#F6FCFB 72%)}.iw-home .step-num img{width:40px;margin-bottom:-1px;filter:drop-shadow(0 3px 6px rgba(13,31,45,.12))}.iw-home .intake-head{display:flex;align-items:center;gap:14px;margin-bottom:18px}.iw-home .intake-num{width:38px;height:38px;border-radius:50%;background:var(--teal);color:#fff;font-size:17px;font-weight:700;display:flex;align-items:center;justify-content:center;flex-shrink:0}.iw-home .section-title.big{font-size:26px;font-weight:800;letter-spacing:-.6px;color:var(--ink)}.iw-home .intake-head .section-sub{font-size:14px;color:var(--ink2);margin-top:2px}.iw-home .intake-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);grid-gap:16px;gap:16px;align-items:stretch;margin-bottom:14px}@media(max-width:760px){.iw-home .intake-grid{grid-template-columns:1fr}}.iw-home .intake-grid .section-card{margin-bottom:0;height:100%}.iw-home .section-card .section-header .step-num svg{width:18px;height:18px;color:#fff}.iw-home .section-header .section-title{font-size:18px;font-weight:700;color:var(--ink)}.iw-home .intake-helper{display:flex;align-items:center;gap:9px;font-size:13.5px;color:var(--teal-dk);background:var(--teal-bg);border-radius:var(--r-md);padding:13px 16px;margin-bottom:14px;line-height:1.5}.iw-home .intake-helper svg{width:18px;height:18px;flex-shrink:0;color:var(--teal)}.iw-home .privacy-line{display:flex;align-items:center;justify-content:center;gap:8px;font-size:13px;font-weight:500;margin:14px 0 6px}.iw-home .privacy-line svg{width:15px;height:15px;color:var(--ink3)}.iw-home .privacy-line .leaf{color:#D63B2F}.iw-home #rr-hsit{grid-template-columns:repeat(4,1fr);gap:8px}@media(max-width:480px){.iw-home #rr-hsit{grid-template-columns:1fr 1fr}}.iw-home #rr-hsit .ropt{flex-direction:column;align-items:center;text-align:center;gap:7px;padding:13px 8px;font-size:12px;font-weight:600;border-radius:var(--r-md);min-height:78px;justify-content:center}.iw-home #rr-hsit .ropt svg{width:22px;height:22px;color:var(--ink3);transition:color .12s}.iw-home #rr-hsit .ropt.sel svg,.iw-home #rr-hsit .ropt:hover svg{color:var(--teal)}.iw-home #rr-hsit .ropt.sel{border-width:1.5px;box-shadow:0 0 0 1px var(--teal)}.iw-home .results-section.show{animation:resFade .45s ease both}@keyframes resFade{0%{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}.iw-home .results-head{display:flex;align-items:flex-start;gap:16px;margin:8px 0 16px;position:relative;padding-right:230px}.iw-home .results-head .rh-num{width:38px;height:38px;border-radius:50%;background:var(--teal);color:#fff;font-size:17px;font-weight:700;display:flex;align-items:center;justify-content:center;flex-shrink:0}.iw-home .results-head h2{font-size:26px;font-weight:800;letter-spacing:-.6px;color:var(--ink);line-height:1.1}.iw-home .results-head h2 .tealtxt{color:var(--teal)}.iw-home .results-head p{font-size:14px;color:var(--ink2);margin-top:5px;max-width:34em}.iw-home .results-mascot{position:absolute;right:4px;top:-40px;width:212px;height:auto;z-index:1;filter:drop-shadow(0 12px 20px rgba(13,31,45,.16))}@media(max-width:620px){.iw-home .results-head{padding-right:104px}.iw-home .results-mascot{width:100px;top:-8px;right:0}}.iw-home .score-hero{display:grid;grid-template-columns:104px auto minmax(0,1fr);grid-gap:14px 28px;gap:14px 28px;align-items:center;text-align:left;padding:24px 30px}.iw-home .grade-ring{margin-bottom:0;width:104px;height:104px;border-width:4px;grid-row:1;grid-column:1}.iw-home .grade-letter-main{font-size:46px}.iw-home .score-block{display:flex;flex-direction:column;justify-content:center;grid-column:2;grid-row:1}.iw-home .score-num-row{justify-content:flex-start;margin-bottom:8px}.iw-home .score-big{font-size:58px}.iw-home .score-denom{font-size:24px}.iw-home .score-badge{margin-bottom:0;font-size:13px;padding:5px 16px}.iw-home .score-meta{display:flex;align-items:center;gap:14px}.iw-home .score-tag{grid-column:3;grid-row:1;margin:0;text-align:left;font-size:15px;line-height:1.5;max-width:none;align-self:center;padding-left:24px;border-left:1px solid var(--border)}.iw-home .thermo-wrap-full{grid-column:1/-1;margin-top:4px}.iw-home .thermo-track{height:14px;border-radius:10px;background:linear-gradient(90deg,#E5484D,#EF8B3B 32%,#E9C13B 52%,#7FC241 74%,#1AA89C);position:relative;margin-bottom:9px;overflow:visible}.iw-home .thermo-fill{height:100%;border-radius:10px;background:transparent!important;position:relative}.iw-home .thermo-fill:after{content:"";position:absolute;right:0;top:50%;transform:translate(50%,-50%);width:20px;height:20px;border-radius:50%;background:#fff;border:4px solid var(--teal-dk);box-shadow:0 2px 6px rgba(13,31,45,.28);z-index:2}.iw-home .thermo-labels{font-size:12px;color:var(--ink3);font-weight:600}.iw-home .partial-score-note{display:none;width:100%;max-width:none;justify-self:stretch;grid-column:1/-1;background:var(--amber-bg);color:var(--amber-dk);border:1px solid #f6d68a;border-radius:var(--r-md);padding:10px 16px;margin-top:2px;font-size:12px;line-height:1.45;text-align:left}.iw-home .partial-score-note.show{display:block}.iw-home .hero-peer{grid-column:1/-1;grid-row:1;display:none;align-items:center;gap:28px;min-height:104px}.iw-home .score-hero.peer-mode #score-tag,.iw-home .score-hero.peer-mode .grade-ring,.iw-home .score-hero.peer-mode .score-block{display:none}.iw-home .score-hero.peer-mode #hero-peer{display:flex}.iw-home .hero-peer-num{display:flex;flex-direction:column;justify-content:center;flex-shrink:0}.iw-home .hero-peer-pct{font-size:48px;font-weight:800;letter-spacing:-2px;line-height:1;color:var(--ink);font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.iw-home .hero-peer-th{font-size:22px;font-weight:700;letter-spacing:-.5px;margin-left:2px;color:var(--ink2)}.iw-home .hero-peer-lbl{font-size:12px;color:var(--ink3);font-weight:600;margin-top:5px;letter-spacing:.2px}.iw-home .hero-peer-txt{font-size:15px;line-height:1.5;color:var(--ink2);padding-left:28px;border-left:1px solid var(--border);max-width:540px}.iw-home .hero-peer-txt strong{color:var(--ink);font-weight:700}@media(max-width:680px){.iw-home .hero-peer{flex-direction:column;align-items:flex-start;gap:14px}.iw-home .hero-peer-txt{padding-left:0;border-left:none;padding-top:14px;border-top:1px solid var(--border)}.iw-home .score-hero{grid-template-columns:104px 1fr;gap:14px 20px}.iw-home .score-tag{grid-column:1/-1;grid-row:auto;padding-left:0;border-left:none;padding-top:14px;border-top:1px solid var(--border)}}@media(max-width:560px){.iw-home .score-hero{grid-template-columns:1fr;justify-items:center;text-align:center}.iw-home .grade-ring{grid-row:auto;grid-column:auto}.iw-home .score-block{grid-column:auto}.iw-home .score-num-row{justify-content:center}.iw-home .score-tag{text-align:center;border-top:1px solid var(--border)}.iw-home .partial-score-note{justify-self:center;text-align:center}}.iw-home .break-trigger-row{display:flex;align-items:center;gap:9px;margin-top:2px;border-radius:8px;padding:3px 6px 3px 4px;margin-left:-6px;transition:background .4s ease}.iw-home .break-trigger-row.flash{background:var(--teal-bg)}.iw-home .pulse-dot{width:9px;height:9px;border-radius:50%;background:var(--teal);flex-shrink:0;opacity:0;position:relative}.iw-home .pulse-dot.pulsing{opacity:1;animation:pulseDot 1.8s ease-out 3}.iw-home .pulse-dot.pulsing:after{content:"";position:absolute;inset:0;border-radius:50%;background:var(--teal);animation:pulseRing 1.8s ease-out 3}@keyframes pulseDot{0%,to{transform:scale(1)}50%{transform:scale(1.15)}}@keyframes pulseRing{0%{transform:scale(1);opacity:.55}80%,to{transform:scale(3.2);opacity:0}}.iw-home .rec-pill{display:none;font-size:10.5px;font-weight:700;letter-spacing:.4px;color:#fff;background:var(--teal);padding:3px 10px;border-radius:20px;flex-shrink:0}.iw-home .rec-pill.show{display:inline-block;animation:recPop .3s ease-out}@keyframes recPop{0%{transform:scale(.7);opacity:0}to{transform:scale(1);opacity:1}}.iw-home .nudge-banner{display:none;opacity:1}.iw-home .nudge-banner.show{display:block;margin:10px 0 4px;animation:nudgeIn .34s ease}@keyframes nudgeIn{0%{transform:translateY(-6px)}to{transform:none}}.iw-home .nudge-inner{display:flex;gap:10px;align-items:flex-start;background:var(--amber-bg);border:1px solid #f6d9a8;border-radius:10px;padding:12px 13px}.iw-home .nudge-icon{font-size:17px;line-height:1.2;flex-shrink:0}.iw-home .nudge-title{font-size:13px;font-weight:700;color:var(--amber);margin-bottom:3px}.iw-home .nudge-body{font-size:12.5px;color:#A56412;line-height:1.5}.iw-home .nw-calc-toggle{display:inline-flex;align-items:center;gap:4px;font-size:13px;color:var(--teal-dk);font-weight:600;background:none;border:none;padding:3px 0 0;margin-top:2px;cursor:pointer;font-family:inherit;line-height:1.2}.iw-home .nw-calc-toggle:hover{color:var(--teal);text-decoration:underline;text-underline-offset:2px}.iw-home .fl-ico{width:21px;height:21px;color:var(--teal);flex-shrink:0}.iw-home .fl-right-stack{flex-direction:column;align-items:flex-start;gap:0}.iw-home .fl-right-stack .nw-calc-toggle{align-self:flex-start}.iw-home .snap-row{display:flex;align-items:center;gap:13px;padding:8px 0;border-bottom:1px solid var(--border)}.iw-home .snap-ico{width:38px;height:38px;color:var(--teal);flex-shrink:0;margin-top:26px}.iw-home .snap-main{flex:1 1;min-width:0;display:flex;flex-direction:column;gap:6px}.iw-home .snap-label{display:flex;align-items:center;gap:7px}.iw-home .snap-label .fl-label{font-size:14px;font-weight:700;color:var(--ink)}.iw-home .snap-label .fl-label.req:after{font-size:13px}.iw-home .snap-main .money-box{width:100%;height:44px}.iw-home .snap-main .money-sym{font-size:14.5px;padding-left:13px}.iw-home .snap-main .money-input{text-align:right;font-size:14.5px;padding-right:13px}.iw-home .snap-main .nw-calc-toggle{align-self:flex-start}@media(max-width:480px){.iw-home .snap-ico{width:34px;height:34px;margin-top:25px}.iw-home .snap-row{gap:11px}}.iw-home .csel{position:relative;width:100%}.iw-home .csel-trigger{width:100%;display:flex;align-items:center;justify-content:space-between;gap:8px;padding:9px 12px;border:1px solid var(--border2);border-radius:var(--r-md);font-family:Inter,sans-serif;font-size:13px;background:var(--card);color:var(--ink);cursor:pointer;text-align:left;transition:border .12s,box-shadow .12s;line-height:1.3}.iw-home .csel-trigger:hover{border-color:var(--teal)}.iw-home .csel.open .csel-trigger{border-color:var(--teal);box-shadow:0 0 0 3px rgba(26,168,156,.12)}.iw-home .csel-trigger.placeholder{color:var(--ink3)}.iw-home .csel-label{overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.iw-home .csel-caret{width:14px;height:14px;color:var(--ink3);flex-shrink:0;transition:transform .15s}.iw-home .csel.open .csel-caret{transform:rotate(180deg)}.iw-home .csel.has-err .csel-trigger{border-color:var(--err)}.iw-home .csel-menu{position:absolute;top:calc(100% + 4px);left:0;right:0;z-index:55;background:#fff;border:1px solid var(--border);border-radius:var(--r-md);box-shadow:var(--shadow-md);padding:5px;max-height:264px;overflow-y:auto;display:none}.iw-home .csel.open .csel-menu{display:block;animation:cselIn .12s ease}@keyframes cselIn{0%{opacity:0;transform:translateY(-4px)}to{opacity:1;transform:none}}.iw-home .csel-opt{padding:9px 11px;border-radius:8px;font-size:13px;color:var(--ink);cursor:pointer;line-height:1.3}.iw-home .csel-opt.sel,.iw-home .csel-opt:hover{background:var(--teal-bg);color:var(--teal-dk)}.iw-home .csel-opt.sel{font-weight:600}.iw-home .csel-opt.placeholder{color:var(--ink3)}.iw-home .breakdown-hd h3,.iw-home .faq-section h3,.iw-home .recs-card h3{font-size:20px;font-weight:800;letter-spacing:-.4px;color:var(--ink)}.iw-home .breakdown-hd p,.iw-home .recs-card-sub{font-size:14px}.iw-home .rec-card{border-radius:var(--r-lg);box-shadow:var(--shadow-sm);border-color:var(--border)}.iw-home .rec-priority.low{background:var(--teal-bg);color:var(--teal-dk);border-color:#9ad9d0}.iw-home .rec-action-num{background:var(--teal)}.iw-home .results-top{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);grid-gap:18px;gap:18px;align-items:stretch;margin-bottom:14px}.iw-home .results-top-left{display:flex;flex-direction:column;gap:14px;min-width:0}.iw-home .results-top-right{min-width:0;display:flex}.iw-home .results-top-left .score-hero{margin:0}.iw-home .results-top-left{height:100%}.iw-home .results-top-left .breakdown-card{margin:0}.iw-home .results-top-left #benchmark-card{flex:1 1 auto;display:flex;flex-direction:column}.iw-home .results-top-right .recs-card{margin:0;width:100%;height:100%}.iw-home .bench-body{padding:16px 20px 18px;display:flex;flex-direction:column;gap:14px;flex:1 1}.iw-home .bench-headline{font-size:13px;color:var(--ink);line-height:1.55;background:var(--teal-bg);border:1px solid #bfe6e0;border-radius:var(--r-md);padding:12px 14px}.iw-home .bench-headline strong{color:var(--teal-dk);font-weight:700}.iw-home .bench-flag{font-size:12px;color:var(--ink3);font-style:italic;line-height:1.5}.iw-home .bench-callout{display:flex;align-items:flex-start;gap:11px}.iw-home .bench-callout .bc-ic{width:32px;height:32px;border-radius:9px;flex-shrink:0;display:flex;align-items:center;justify-content:center}.iw-home .bench-callout .bc-ic svg{width:17px;height:17px;stroke-width:1.9;fill:none;stroke-linecap:round;stroke-linejoin:round}.iw-home .bench-callout.strong .bc-ic{background:var(--teal-bg)}.iw-home .bench-callout.strong .bc-ic svg{stroke:var(--teal-dk)}.iw-home .bench-callout.weak .bc-ic{background:#FFF3E6}.iw-home .bench-callout.weak .bc-ic svg{stroke:#B5701A}.iw-home .bench-callout .bc-tx{flex:1 1;min-width:0}.iw-home .bench-callout .bc-k{font-size:10.5px;font-weight:700;letter-spacing:.6px;text-transform:uppercase;color:var(--ink3);margin-bottom:2px}.iw-home .bench-callout .bc-v{font-size:13px;color:var(--ink);line-height:1.5}.iw-home .bench-callout .bc-v strong{font-weight:650}.iw-home .bench-city-note{font-size:12px;color:var(--ink2);line-height:1.55;background:var(--surface);border-radius:var(--r-md);padding:11px 13px;display:flex;gap:9px;align-items:flex-start;margin-top:auto}.iw-home .bench-city-note svg{width:15px;height:15px;stroke:var(--teal-dk);stroke-width:1.8;fill:none;flex-shrink:0;margin-top:1px}@media(max-width:860px){.iw-home .results-top{grid-template-columns:1fr}}.iw-home .merged-rcard{background:var(--card);border:1px solid var(--border);border-radius:var(--r-xl);box-shadow:var(--shadow-sm);overflow:hidden;margin-bottom:14px}.iw-home .mrc-head{padding:24px 26px 22px}.iw-home .mrc-top{display:flex;align-items:flex-start;justify-content:space-between;gap:14px;flex-wrap:wrap}.iw-home .mrc-eyebrow{display:inline-flex;align-items:center;gap:7px;font-size:11px;font-weight:700;letter-spacing:1.2px;text-transform:uppercase;color:var(--teal-dk)}.iw-home .mrc-eyebrow svg{width:14px;height:14px;stroke:var(--teal-dk);stroke-width:2;fill:none;stroke-linecap:round;stroke-linejoin:round}.iw-home .cohort-chips{display:flex;flex-wrap:wrap;gap:7px}.iw-home .cohort-chip{display:inline-flex;align-items:center;gap:5px;font-size:12px;font-weight:600;color:var(--ink2);background:var(--surface);border:1px solid var(--border);border-radius:20px;padding:5px 11px;white-space:nowrap}.iw-home .cohort-chip svg{width:13px;height:13px;stroke:var(--ink3);stroke-width:1.8;fill:none;stroke-linecap:round;stroke-linejoin:round}.iw-home .cohort-chip .leaf{font-size:12px;line-height:1}.iw-home .mrc-title{font-size:21px;font-weight:800;letter-spacing:-.4px;margin:14px 0 4px;color:var(--ink)}.iw-home .mrc-sub{font-size:13.5px;color:var(--ink3);margin-bottom:16px;line-height:1.5}.iw-home .mrc-head .cohort-chips{margin:0 0 18px}.iw-home .mrc-tabs{display:inline-flex;gap:5px;background:var(--surface);border:1px solid var(--border);border-radius:14px;padding:5px}.iw-home .mrc-tab{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:42px;padding:0 24px;background:none;border:none;border-radius:10px;font-family:inherit;font-size:14px;font-weight:600;color:var(--ink3);cursor:pointer;transition:background .15s,color .15s,box-shadow .15s}.iw-home .mrc-tab svg{width:16px;height:16px;stroke:currentColor;stroke-width:2;fill:none;stroke-linecap:round;stroke-linejoin:round}.iw-home .mrc-tab:hover{color:var(--ink2)}.iw-home .mrc-tab.active{color:#fff;background:var(--teal-dk);box-shadow:0 2px 8px rgba(14,122,112,.26)}.iw-home .mrc-tab.active svg{stroke:#fff}.iw-home .mrc-pane{padding:4px 0}.iw-home .mrc-pane .bench-body{padding:18px 24px}.iw-home .merged-rcard .score-hero{border:none;border-radius:0;box-shadow:none;margin:0;border-top:1px solid var(--border);padding:24px 26px}.iw-home .merged-rcard .score-hero+.mrc-pane{border-top:1px solid var(--border)}.iw-home .grade-sub-lbl{text-transform:uppercase;letter-spacing:.4px;font-weight:600;font-size:8.5px;white-space:nowrap}.iw-home .score-badge{display:inline-flex;align-items:center;gap:7px}.iw-home .score-badge:before{content:"";width:7px;height:7px;border-radius:50%;background:currentColor;flex-shrink:0}@media(max-width:680px){.iw-home .mrc-head{padding:18px 18px 0}.iw-home .merged-rcard .score-hero{padding:20px 18px}.iw-home .mrc-pane .bench-body{padding:16px 18px}}.iw-home .psteps-section{margin:26px 0 14px}.iw-home .psteps-head{margin-bottom:16px}.iw-home .psteps-eyebrow{display:inline-flex;align-items:center;gap:7px;font-size:11px;font-weight:700;letter-spacing:1.2px;text-transform:uppercase;color:var(--teal-dk);margin-bottom:8px}.iw-home .psteps-eyebrow svg{width:14px;height:14px;stroke:var(--teal-dk);stroke-width:2;fill:none;stroke-linecap:round;stroke-linejoin:round}.iw-home .psteps-title{font-size:22px;font-weight:800;letter-spacing:-.5px;color:var(--ink)}.iw-home .psteps-sub{font-size:14px;color:var(--ink3);margin-top:3px}.iw-home .psteps-grid{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:14px;gap:14px;align-items:stretch}.iw-home .pstep-card{display:flex;flex-direction:column;background:var(--card);border:1px solid var(--border);border-radius:var(--r-xl);box-shadow:var(--shadow-sm);overflow:hidden}.iw-home .pstep-top{padding:16px 16px 15px;border-bottom:1px solid var(--border)}.iw-home .pstep-priority-row{display:flex;align-items:center;gap:8px;margin-bottom:10px}.iw-home .pstep-num{width:22px;height:22px;border-radius:50%;background:var(--teal);color:#fff;font-size:11px;font-weight:800;display:flex;align-items:center;justify-content:center;flex-shrink:0}.iw-home .pstep-title{font-size:15.5px;font-weight:800;letter-spacing:-.2px;color:var(--ink);line-height:1.3;margin-bottom:6px}.iw-home .pstep-note{font-size:12.5px;color:var(--ink2);line-height:1.55}.iw-home .pstep-note strong{font-weight:700;color:var(--ink)}.iw-home .pstep-score{display:flex;align-items:center;gap:8px;margin-top:12px}.iw-home .pstep-score .bar{flex:1 1;height:5px;border-radius:3px;background:var(--surface);overflow:hidden;border:1px solid var(--border)}.iw-home .pstep-score .fill{height:100%;border-radius:3px;transition:width .4s ease}.iw-home .pstep-score .val{font-size:10.5px;font-weight:600;color:var(--ink3);white-space:nowrap}.iw-home .pstep-body{padding:14px 16px;flex:1 1}.iw-home .pstep-steps-title{font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:.8px;color:var(--ink3);margin-bottom:11px}.iw-home .pstep-steps{list-style:none;display:flex;flex-direction:column;gap:10px}.iw-home .pstep-step{display:flex;align-items:flex-start;gap:9px}.iw-home .pstep-step-num{flex-shrink:0;width:19px;height:19px;border-radius:50%;background:var(--teal-bg);color:var(--teal-dk);font-size:10px;font-weight:700;display:flex;align-items:center;justify-content:center;margin-top:1px}.iw-home .pstep-step-text{font-size:12px;color:var(--ink2);line-height:1.5}.iw-home .pstep-cta{display:flex;align-items:center;justify-content:center;gap:7px;padding:13px;background:var(--teal);color:#fff;font-size:13.5px;font-weight:700;text-decoration:none;transition:background .15s;margin-top:auto}.iw-home .pstep-cta:hover{background:var(--teal-dk)}.iw-home .pstep-cta svg{width:15px;height:15px;stroke:currentColor;stroke-width:2.4;fill:none;stroke-linecap:round;stroke-linejoin:round}.iw-home .psteps-phil{background:linear-gradient(135deg,#fef9ee,#fdf3d0);border:1px solid #f5d87a;border-radius:var(--r-lg);padding:14px 16px;margin-top:14px;display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap}.iw-home .psteps-phil-t{font-size:13px;font-weight:600;color:var(--ink);margin-bottom:3px}.iw-home .psteps-phil-d{font-size:12px;color:#78350f;line-height:1.5}.iw-home .psteps-disc{font-size:11.5px;color:var(--ink3);line-height:1.5;margin-top:16px;text-align:center}@media(max-width:860px){.iw-home .psteps-grid{grid-template-columns:1fr}}.iw-home .prows{padding:4px 0}.iw-home .bm-row{border-top:1px solid var(--border)}.iw-home .bm-row:first-child{border-top:none}.iw-home .prow{display:grid;grid-template-columns:44px 34px 1fr 225px 56px 74px 16px;align-items:center;grid-gap:14px;gap:14px;padding:15px 24px;transition:background .1s}.iw-home .prow.prow-click{cursor:pointer;-webkit-user-select:none;-moz-user-select:none;user-select:none}.iw-home .prow.prow-click:hover{background:var(--surface)}.iw-home .p-iconwrap{width:44px;height:44px;border-radius:12px;display:flex;align-items:center;justify-content:center}.iw-home .p-iconwrap svg{width:21px;height:21px;stroke-width:1.8;fill:none;stroke-linecap:round;stroke-linejoin:round}.iw-home .ic-teal{background:var(--teal-bg)}.iw-home .ic-teal svg{stroke:var(--teal-dk)}.iw-home .ic-amber{background:#FFF3E6}.iw-home .ic-amber svg{stroke:#B5701A}.iw-home .ic-slate{background:var(--surface)}.iw-home .ic-slate svg{stroke:var(--ink2)}.iw-home .grade-ring2{width:34px;height:34px;border-radius:50%;border:2.5px solid;display:flex;align-items:center;justify-content:center;font-size:14px;font-weight:800;flex-shrink:0}.iw-home .gr-a{border-color:#0b7a5e;color:#0b7a5e}.iw-home .gr-b{border-color:var(--teal);color:var(--teal)}.iw-home .gr-c{border-color:#D97706;color:#D97706}.iw-home .gr-d{border-color:#C2410C;color:#C2410C}.iw-home .gr-f{border-color:#b91c1c;color:#b91c1c}.iw-home .gr-sk{border-color:var(--border2);color:var(--ink3)}.iw-home .p-main{min-width:0}.iw-home .p-name{font-size:14.5px;font-weight:700;letter-spacing:-.2px;color:var(--ink)}.iw-home .p-desc{font-size:12.5px;color:var(--ink3);line-height:1.45;margin-top:1px}.iw-home .p-lower{display:block;font-size:10.5px;font-weight:500;color:var(--ink3);letter-spacing:.1px;margin-top:1px;line-height:1.3}.iw-home .p-barouter{position:relative}.iw-home .p-bartrack{height:7px;border-radius:5px;background:var(--surface);overflow:hidden}.iw-home .p-barfill{height:100%;border-radius:5px}.iw-home .bf-a{background:#0b7a5e}.iw-home .bf-b{background:var(--teal)}.iw-home .bf-c{background:#D97706}.iw-home .bf-d{background:#C2410C}.iw-home .bf-f{background:#b91c1c}.iw-home .p-tick{position:absolute;top:-3px;width:2px;height:13px;background:var(--ink3);border-radius:1px;transform:translateX(-1px)}.iw-home .p-ticklbl{position:absolute;top:14px;font-size:9.5px;font-weight:600;color:var(--ink3);transform:translateX(-50%)}.iw-home .p-btrack{position:relative;height:7px;border-radius:5px;background:var(--surface);border:1px solid var(--border)}.iw-home .p-bband{position:absolute;top:-1px;height:calc(100% + 2px);border-radius:4px}.iw-home .band-good{background:var(--teal);opacity:.3}.iw-home .band-watch{background:var(--amber);opacity:.3}.iw-home .band-bad{background:var(--red);opacity:.24}.iw-home .p-bmed{width:2px;height:15px;background:var(--ink2);opacity:.65;border-radius:1px;z-index:2}.iw-home .p-bdot,.iw-home .p-bmed{position:absolute;top:50%;transform:translate(-50%,-50%)}.iw-home .p-bdot{width:14px;height:14px;border-radius:50%;background:#fff;border:3px solid var(--teal);box-shadow:0 1px 3px rgba(13,31,45,.18);z-index:4}.iw-home .dot-good{border-color:var(--teal-dk)}.iw-home .dot-watch{border-color:var(--amber)}.iw-home .dot-bad{border-color:var(--red)}.iw-home .p-btip{position:absolute;bottom:13px;transform:translateX(-50%);font-size:9.5px;font-weight:700;color:var(--ink);background:#fff;border:1px solid var(--border2);border-radius:4px;padding:1px 5px;line-height:1.5;white-space:nowrap;z-index:5;box-shadow:0 1px 2px rgba(13,31,45,.08)}.iw-home .p-btip:after{content:"";position:absolute;left:50%;bottom:-3px;width:5px;height:5px;background:#fff;border-right:1px solid var(--border2);border-bottom:1px solid var(--border2);transform:translateX(-50%) rotate(45deg)}.iw-home .p-score.metric{font-size:16px;letter-spacing:-.3px}.iw-home .mrc-context-bar{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:10px 22px;padding:13px 24px;border-bottom:1px solid var(--border);background:#fff}.iw-home .mrc-legend{display:none;align-items:center;gap:22px;flex-wrap:wrap}.iw-home .lg-item{display:inline-flex;align-items:center;gap:8px;font-size:12px;font-weight:600;color:var(--ink2);position:relative}.iw-home .lg-dot{width:13px;height:13px;border-radius:50%;background:#fff;border:3px solid var(--teal-dk);box-shadow:0 1px 2px rgba(13,31,45,.15);flex-shrink:0}.iw-home .lg-band{width:26px;height:9px;border-radius:3px;background:var(--teal);opacity:.34;flex-shrink:0}.iw-home .lg-tick{width:2px;height:15px;background:var(--ink2);opacity:.7;border-radius:1px;margin:0 6px;flex-shrink:0}.iw-home .lg-help{cursor:help}.iw-home .lg-help .lg-label{border-bottom:1px dotted var(--ink3)}.iw-home .lg-tip{position:absolute;bottom:150%;left:0;transform:none;width:240px;background:var(--ink);color:#fff;font-size:11.5px;font-weight:500;line-height:1.55;padding:10px 12px;border-radius:9px;opacity:0;visibility:hidden;transition:opacity .15s ease;z-index:30;box-shadow:0 8px 22px rgba(13,31,45,.24);text-align:left;letter-spacing:.1px}.iw-home .lg-tip:after{content:"";position:absolute;top:100%;left:22px;border:6px solid transparent;border-top:6px solid var(--ink)}.iw-home .lg-help:focus .lg-tip,.iw-home .lg-help:focus-within .lg-tip,.iw-home .lg-help:hover .lg-tip{opacity:1;visibility:visible}.iw-home .p-score{font-size:18px;font-weight:800;font-feature-settings:"tnum";font-variant-numeric:tabular-nums;text-align:right;letter-spacing:-.5px;color:var(--ink)}.iw-home .impact{justify-self:end;font-size:10px;font-weight:700;letter-spacing:.5px;padding:4px 9px;border-radius:20px;white-space:nowrap}.iw-home .im-low{background:var(--teal-bg);color:var(--teal-dk)}.iw-home .im-med{background:#FFF3E6;color:#B5701A}.iw-home .im-high{background:#fef2f2;color:#b91c1c}.iw-home .im-top{background:#E6F7EF;color:#0b7a5e}.iw-home .im-watch{background:#FFF3E6;color:#B5701A}.iw-home .im-good{background:var(--teal-bg);color:var(--teal-dk)}.iw-home .p-chev{font-size:12px;color:var(--ink3);transition:transform .2s;line-height:1;text-align:center}.iw-home .p-chev.open{transform:rotate(180deg)}.iw-home .prow-detail{display:none;padding:0 24px 16px 102px}.iw-home .prow-detail.open{display:block}.iw-home .prow-detail-inner{border-top:1px dashed var(--border);padding-top:12px}@media(max-width:680px){.iw-home .prow{grid-template-columns:38px 1fr auto 16px;grid-template-areas:"icon main score chev" "bar bar bar bar";row-gap:11px;column-gap:12px;padding:14px 18px}.iw-home .p-iconwrap{grid-area:icon;width:38px;height:38px}.iw-home .grade-ring2{display:none}.iw-home .p-main{grid-area:main}.iw-home .p-score{grid-area:score}.iw-home .p-chev{grid-area:chev}.iw-home .p-barouter{grid-area:bar}.iw-home .impact{display:none}.iw-home .prow-detail{padding-left:18px;padding-right:18px}}.iw-home .peers-extra{border-top:1px solid var(--border)}.iw-home .hero-banner{display:flex;align-items:baseline;gap:16px;flex-wrap:wrap;padding:18px 24px;background:linear-gradient(100deg,#ECFDF5,#F3FBF9)}.iw-home .hero-pct{font-size:28px;font-weight:800;letter-spacing:-1px;color:#0b7a5e;white-space:nowrap}.iw-home .hero-txt{font-size:13px;color:var(--ink2);line-height:1.5;flex:1 1;min-width:200px}.iw-home .hero-txt strong{color:var(--ink);font-weight:700}.iw-home .ctx-row{display:flex;gap:12px;align-items:flex-start;padding:13px 24px;border-top:1px solid var(--border);font-size:12.5px;color:var(--ink2);line-height:1.5}.iw-home .ctx-row .ic{width:22px;flex-shrink:0;display:flex;justify-content:center;padding-top:1px}.iw-home .ctx-row .ic svg{width:18px;height:18px;stroke:var(--teal-dk);stroke-width:1.8;fill:none;stroke-linecap:round;stroke-linejoin:round}.iw-home .ctx-row strong{color:var(--ink);font-weight:700}.iw-home .flag-pill{font-size:10px;font-weight:700;letter-spacing:.5px;color:#B5701A;background:#FFF3E6;border:1px solid #fbdcae;padding:3px 9px;border-radius:6px;flex-shrink:0;align-self:center}.iw-home .traj{padding:16px 24px;border-top:1px solid var(--border)}.iw-home .traj-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:6px;flex-wrap:wrap;gap:6px}.iw-home .traj-label{font-size:10.5px;font-weight:700;letter-spacing:1px;text-transform:uppercase;color:var(--ink3)}.iw-home .traj-you{font-size:12.5px;font-weight:700;color:var(--teal-dk)}.iw-home .traj-bar{position:relative;height:8px;border-radius:5px;background:var(--surface);margin:22px 0 6px}.iw-home .traj-fill{position:absolute;left:0;top:0;bottom:0;border-radius:5px;background:linear-gradient(90deg,var(--teal-base,#1AA89C),var(--teal))}.iw-home .traj-dot{position:absolute;top:50%;width:15px;height:15px;border-radius:50%;background:#fff;border:3px solid var(--teal);transform:translate(-50%,-50%);box-shadow:0 1px 4px rgba(0,0,0,.18)}.iw-home .traj-marks{display:flex;justify-content:space-between;font-size:11px;color:var(--ink3)}.iw-home .traj-youtick{position:absolute;top:-16px;font-size:10px;font-weight:700;color:var(--teal-dk);transform:translateX(-50%);white-space:nowrap}.iw-home .peers-disc{padding:14px 24px;font-size:11.5px;color:var(--ink3);line-height:1.5;border-top:1px solid var(--border)}.iw-home .peers-disc a{color:var(--teal-dk);font-weight:600}@media(max-width:680px){.iw-home .ctx-row,.iw-home .hero-banner,.iw-home .peers-disc,.iw-home .traj{padding-left:18px;padding-right:18px}}.iw-home .results-top-left .score-hero{grid-template-columns:86px auto minmax(0,1fr);gap:12px 18px;padding:22px}.iw-home .results-top-left .grade-ring{width:86px;height:86px;border-width:3.5px}.iw-home .results-top-left .grade-letter-main{font-size:36px}.iw-home .results-top-left .score-big{font-size:46px}.iw-home .results-top-left .score-denom{font-size:19px}.iw-home .results-top-left .score-badge{font-size:12px;padding:4px 13px}.iw-home .results-top-left .score-tag{font-size:12.5px;padding-left:16px;line-height:1.45}.iw-home .results-top-left .thermo-track{height:12px}@media(max-width:560px){.iw-home .results-top-left .score-hero{grid-template-columns:1fr;justify-items:center;text-align:center}.iw-home .results-top-left .grade-ring{grid-row:auto;grid-column:auto}.iw-home .results-top-left .score-block{grid-column:auto}.iw-home .results-top-left .score-num-row{justify-content:center}.iw-home .results-top-left .score-tag{padding-left:0;border-left:none;border-top:1px solid var(--border);padding-top:12px;text-align:center}}.iw-home .results-top-right .recs-card{padding:22px}.iw-home .rec-ico{width:40px;height:40px;border-radius:11px;background:var(--teal-bg);color:var(--teal-dk);display:flex;align-items:center;justify-content:center;flex-shrink:0}.iw-home .rec-ico svg{width:21px;height:21px}.iw-home .results-top-right .rec-card-top{align-items:center;gap:13px;padding:13px 8px}.iw-home .results-top-right .rec-card{border-radius:0;box-shadow:none;border:none;border-bottom:1px solid var(--border)}.iw-home .results-top-right .rec-cards{gap:0}.iw-home .results-top-right .rec-card:last-of-type{border-bottom:none}.iw-home .results-top-right .rec-card-text{font-size:12.5px;line-height:1.45}.iw-home .results-top-right .rec-score-bar-wrap{margin-top:7px!important}.iw-home .trust-bar{display:grid;grid-template-columns:repeat(4,1fr);grid-gap:24px;gap:24px;padding:26px 4px 8px;margin-top:26px;border-top:1px solid var(--border)}.iw-home .trust-item{display:flex;gap:13px;align-items:flex-start}.iw-home .trust-item svg{width:26px;height:26px;color:var(--teal);flex-shrink:0;margin-top:2px}.iw-home .trust-item h4{font-size:14.5px;font-weight:700;color:var(--ink);margin-bottom:3px}.iw-home .trust-item p{font-size:12.5px;color:var(--ink2);line-height:1.45}@media(max-width:680px){.iw-home .trust-bar{grid-template-columns:1fr 1fr;gap:18px}}.iw-home .canada-banner{display:flex;align-items:center;gap:14px;background:var(--teal-bg);border:1px solid #bfe6e0;border-radius:var(--r-lg);padding:16px 20px;margin-bottom:14px}.iw-home .canada-banner .cb-leaf{width:42px;height:42px;border-radius:50%;background:#fff;display:flex;align-items:center;justify-content:center;flex-shrink:0;color:var(--teal)}.iw-home .canada-banner .cb-leaf svg{width:24px;height:24px}.iw-home .canada-banner h4{font-size:15px;font-weight:700;color:var(--ink)}.iw-home .canada-banner p{font-size:13px;color:var(--ink2)}.iw-home .loading-overlay{position:fixed;inset:0;z-index:200;background:rgba(244,250,249,.92);-webkit-backdrop-filter:blur(3px);backdrop-filter:blur(3px);display:none;flex-direction:column;align-items:center;justify-content:center;gap:18px}.iw-home .loading-overlay.show{display:flex}.iw-home .loading-overlay img{width:120px;height:auto;animation:bob 1.4s ease-in-out infinite}@keyframes bob{0%,to{transform:translateY(0)}50%{transform:translateY(-12px)}}.iw-home .load-spinner{width:34px;height:34px;border-radius:50%;border:3px solid #cdeae6;border-top:3px solid var(--teal);animation:spin .8s linear infinite}@keyframes spin{to{transform:rotate(1turn)}}.iw-home .load-text{font-size:16px;font-weight:600;color:var(--teal-dk)}.iw-home .meth-hero-title,.iw-home .phil-hero-title{font-size:24px;font-weight:800}.iw-home .logo em,.iw-home .nav-drawer-logo em{color:var(--teal)}.iw-home .faq-section-intro{margin-bottom:14px}.iw-home .faq-section-intro-eyebrow{font-size:11px;font-weight:700;letter-spacing:1.3px;text-transform:uppercase;color:var(--teal-dk,#0E7A70);margin-bottom:5px}.iw-home .faq-section-intro-title{font-size:18px;font-weight:800;letter-spacing:-.4px;color:var(--ink);margin-bottom:5px}.iw-home .faq-section-intro-sub{font-size:13px;color:var(--ink2);line-height:1.6}.iw-home .review-card{padding:24px 26px}.iw-home .review-head{display:flex;align-items:center;gap:18px;margin-bottom:20px}.iw-home .review-mascot{width:88px;height:auto;flex-shrink:0;filter:drop-shadow(0 8px 16px rgba(13,31,45,.14))}.iw-home .review-head-txt{min-width:0}.iw-home .review-eyebrow{font-size:11px;font-weight:700;letter-spacing:1.3px;text-transform:uppercase;color:var(--teal-dk);margin-bottom:6px}.iw-home .review-title{font-size:20px;font-weight:800;letter-spacing:-.4px;color:var(--ink);line-height:1.25;margin-bottom:5px;text-wrap:pretty}.iw-home .review-sub{font-size:13.5px;color:var(--ink2);line-height:1.55;max-width:42em}.iw-home .review-scale-row{display:flex;gap:12px;justify-content:center}.iw-home .rscore{flex:1 1;min-width:0;max-width:96px;height:64px;border:1.5px solid var(--border2);border-radius:16px;background:var(--card);color:var(--ink2);font-family:inherit;font-size:22px;font-weight:700;cursor:pointer;transition:background .14s,border-color .14s,color .14s,transform .1s,box-shadow .14s;display:flex;align-items:center;justify-content:center;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.iw-home .rscore:hover{border-color:var(--teal);color:var(--teal-dk);background:var(--teal-bg);transform:translateY(-2px)}.iw-home .rscore:focus-visible{outline:2px solid var(--teal);outline-offset:2px}.iw-home .rscore.sel{background:var(--teal);border-color:var(--teal);color:#fff;box-shadow:0 6px 16px rgba(15,124,107,.28)}.iw-home #review-scale{max-width:600px;margin:0 auto}.iw-home .review-scale-ends{display:flex;justify-content:space-between;margin-top:10px;font-size:12px;font-weight:600;color:var(--ink3)}.iw-home .review-followup{margin-top:20px;padding-top:20px;border-top:1px solid var(--border)}.iw-home .review-fu-label{display:block;font-size:14px;font-weight:600;color:var(--ink);margin-bottom:10px;line-height:1.5;text-wrap:pretty}.iw-home .review-fu-text{width:100%;padding:12px 14px;border:1px solid var(--border2);border-radius:var(--r-md);font-family:inherit;font-size:13.5px;color:var(--ink);background:var(--card);outline:none;resize:vertical;line-height:1.55;transition:border-color .12s,box-shadow .12s}.iw-home .review-fu-text::placeholder{color:var(--ink3)}.iw-home .review-fu-text:focus{border-color:var(--teal);box-shadow:0 0 0 3px rgba(15,124,107,.12)}.iw-home .review-fu-send{margin-top:12px;display:inline-flex;align-items:center;gap:8px;font-family:inherit;font-size:13.5px;font-weight:700;color:#fff;background:var(--teal);border:none;border-radius:22px;padding:11px 22px;cursor:pointer;transition:background .15s,opacity .15s}.iw-home .review-fu-send:hover{background:var(--teal-dk)}.iw-home .review-fu-send:disabled{opacity:.5;cursor:default}.iw-home .review-fu-send svg{width:15px;height:15px;stroke:#fff;stroke-width:2.2;fill:none;stroke-linecap:round;stroke-linejoin:round}.iw-home .review-thanks{display:flex;align-items:center;gap:8px;margin-top:13px;padding-top:13px;border-top:1px solid var(--border)}.iw-home .review-thanks[hidden]{display:none!important}.iw-home .review-thanks-check{flex-shrink:0}.iw-home .review-thanks-t{font-size:13px;font-weight:500;color:var(--ink2);line-height:1.5}.iw-home .review-prompt{margin-top:13px;padding-top:13px;border-top:1px solid var(--border)}.iw-home .review-prompt[hidden]{display:none!important}.iw-home .review-prompt-q{display:block;font-size:13px;color:var(--ink2);margin-bottom:11px;line-height:1.5}.iw-home .review-prompt-acts{display:flex;align-items:center;gap:10px;flex-wrap:wrap}.iw-home .review-share-btn{padding:6px 15px;border-radius:20px;border:1px solid var(--border2);background:var(--surface);font-family:inherit;font-size:12.5px;font-weight:600;color:var(--teal-dk);cursor:pointer;transition:background .12s,border-color .12s}.iw-home .review-share-btn:hover{background:var(--teal-bg);border-color:var(--teal)}.iw-home .review-skip-btn{background:none;border:none;font-family:inherit;font-size:12.5px;font-weight:500;color:var(--ink3);cursor:pointer;padding:6px 2px;transition:color .12s}.iw-home .review-skip-btn:hover{color:var(--ink2)}.iw-home .rscore.dim{opacity:.45}.iw-home .review-fu-row{display:flex;align-items:center;gap:12px;margin-top:10px;flex-wrap:wrap}.iw-home .review-fu-cancel{background:none;border:none;font-family:inherit;font-size:13px;font-weight:500;color:var(--ink3);cursor:pointer;padding:0;transition:color .12s}.iw-home .review-fu-cancel:hover{color:var(--ink2)}.iw-home .review-followup[hidden]{display:none!important}.iw-home .review-fu-step{font-size:10px;font-weight:700;letter-spacing:1.3px;text-transform:uppercase;color:var(--teal-dk);margin-bottom:10px}@media(max-width:560px){.iw-home .review-head{gap:14px}.iw-home .review-mascot{width:66px}.iw-home .review-scale-row{gap:8px}.iw-home .rscore{height:52px;font-size:18px;border-radius:13px}}.iw-home .faq-lm{display:inline-block;margin-top:7px;font-size:12px;font-weight:600;color:var(--teal-dk,#0E7A70);text-decoration:none;border-bottom:1px solid transparent}.iw-home .faq-lm:hover{border-bottom-color:var(--teal-dk,#0E7A70)}.iw-home .wsm-lower{display:block;font-size:11px;font-weight:400;color:var(--ink3);margin-top:1px}.iw-home .flow-shell{margin-top:4px}.iw-home .flow-head{margin-bottom:16px}.iw-home .flow-eyebrow{font-size:11px;font-weight:700;letter-spacing:1.4px;text-transform:uppercase;color:var(--teal-dk);margin-bottom:8px}.iw-home .flow-title{font-size:26px;font-weight:800;letter-spacing:-.7px;color:var(--ink);line-height:1.1;margin-bottom:8px}.iw-home .flow-lead{font-size:14.5px;color:var(--ink2);line-height:1.6;max-width:46em}.iw-home .flow-steps{display:flex;align-items:center;gap:14px;margin-bottom:16px;padding:14px 18px;background:var(--card);border:1px solid var(--border);border-radius:var(--r-lg);box-shadow:var(--shadow-sm)}.iw-home .flow-step{gap:11px}.iw-home .flow-step,.iw-home .fs-dot{display:flex;align-items:center;flex-shrink:0}.iw-home .fs-dot{width:30px;height:30px;border-radius:50%;background:var(--surface);border:1.5px solid var(--border2);color:var(--ink3);font-size:13px;font-weight:700;justify-content:center;transition:.2s}.iw-home .fs-dot svg{width:15px;height:15px;stroke:#fff;stroke-width:3;fill:none}.iw-home .flow-step.active .fs-dot{box-shadow:0 4px 11px rgba(26,168,156,.32)}.iw-home .flow-step.active .fs-dot,.iw-home .flow-step.done .fs-dot{background:var(--teal);border-color:var(--teal);color:#fff}.iw-home .fs-tx{display:flex;flex-direction:column;line-height:1.2}.iw-home .fs-k{font-size:10.5px;font-weight:700;letter-spacing:.7px;text-transform:uppercase;color:var(--ink3)}.iw-home .flow-step.active .fs-k{color:var(--teal-dk)}.iw-home .fs-v{font-size:13.5px;font-weight:650;color:var(--ink)}.iw-home .flow-bar{flex:1 1;height:5px;border-radius:3px;background:var(--border2);overflow:hidden;min-width:24px}.iw-home .flow-bar-fill{display:block;height:100%;width:8%;border-radius:3px;background:linear-gradient(90deg,#1AA89C,#0E7A70);transition:width .35s}@media(max-width:620px){.iw-home .flow-steps{flex-wrap:wrap;gap:10px}.iw-home .fs-v{font-size:12.5px}.iw-home .flow-bar{order:3;flex-basis:100%}}.iw-home .step-eyebrow{font-size:10.5px;font-weight:700;letter-spacing:1px;text-transform:uppercase;color:var(--teal-dk);margin-bottom:2px}.iw-home .for-whom-grid{gap:10px}.iw-home .whom-pill{flex-direction:row!important;align-items:flex-start;gap:11px;padding:13px 14px;border-width:1.5px;position:relative;min-height:44px}.iw-home .whom-ic{width:36px;height:36px;border-radius:10px;flex-shrink:0;background:var(--surface);border:1px solid var(--border);display:flex;align-items:center;justify-content:center;transition:.14s}.iw-home .whom-ic svg{width:19px;height:19px;stroke:var(--ink2);stroke-width:1.7;fill:none;stroke-linecap:round;stroke-linejoin:round;transition:.14s}.iw-home .whom-tx{display:flex;flex-direction:column;gap:2px;flex:1 1;min-width:0;padding-right:18px}.iw-home .whom-pill.sel .whom-ic{background:#fff;border-color:#A7E3DB}.iw-home .whom-pill.sel .whom-ic svg{stroke:var(--teal-dk)}.iw-home .whom-check{position:absolute;top:11px;right:11px;width:19px;height:19px;border-radius:50%;border:2px solid var(--border2);background:#fff;display:flex;align-items:center;justify-content:center;transition:.14s}.iw-home .whom-check svg{width:10px;height:10px;stroke:#fff;stroke-width:3.4;fill:none;opacity:0;transition:opacity .12s}.iw-home .whom-pill.sel .whom-check{background:var(--teal);border-color:var(--teal)}.iw-home .whom-pill.sel .whom-check svg{opacity:1}.iw-home .whom-pill.sel{box-shadow:0 4px 13px rgba(26,168,156,.14)}.iw-home .radio-row.housing-cards{grid-template-columns:repeat(4,1fr);gap:10px}.iw-home .ropt.hcard{flex-direction:column;align-items:center;justify-content:flex-start;text-align:center;gap:10px;padding:16px 8px;min-height:96px;border:1.5px solid var(--border2);border-radius:var(--r-lg);color:var(--ink)}.iw-home .ropt.hcard .hc-ic{width:30px;height:30px;display:flex;align-items:center;justify-content:center;flex-shrink:0}.iw-home .ropt.hcard .hc-ic svg{width:28px;height:28px;stroke:var(--ink2);stroke-width:1.5;fill:none;stroke-linecap:round;stroke-linejoin:round;transition:.14s}.iw-home .ropt.hcard .hc-label{font-size:13px;font-weight:600;color:var(--ink);line-height:1.25}.iw-home .ropt.hcard:hover{background:var(--teal-bg);border-color:var(--teal)}.iw-home .ropt.hcard:hover .hc-ic svg{stroke:var(--teal-dk)}.iw-home .ropt.hcard.sel{background:var(--teal-bg);border-color:var(--teal);box-shadow:0 4px 13px rgba(26,168,156,.14)}.iw-home .ropt.hcard.sel .hc-ic svg{stroke:var(--teal-dk)}.iw-home .ropt.hcard.sel .hc-label{color:var(--teal-dk)}.iw-home .ropt.hcard.has-err{border-color:var(--err)}@media(max-width:520px){.iw-home .radio-row.housing-cards{grid-template-columns:1fr 1fr}}.iw-home .privacy-line{font-weight:600;color:var(--ink2)}.iw-home .mo-group-hd{display:flex;align-items:center;gap:5px;font-size:10.5px;font-weight:700;letter-spacing:.07em;text-transform:uppercase;color:var(--ink3);padding:10px 0 3px;border-top:1px solid var(--border);margin-top:6px}.iw-home .mo-group-hd:first-child{border-top:none;margin-top:0;padding-top:4px}.iw-home .p-sk-hint{font-size:11px;color:var(--amber-dk);margin-top:3px;line-height:1.4}.iw-home .p-sk-link{font-size:11px!important;color:var(--amber-dk)!important;font-weight:600}.iw-home .snap-row:last-of-type{border-bottom:none}.iw-home .fl-label.req:after{content:" *";color:var(--teal);font-size:11px}.iw-home .hyc-disclosure{display:flex;align-items:flex-start;gap:8px;padding:8px 12px;margin-bottom:10px;background:var(--teal-bg);border:1px solid #a7f3d0;border-radius:8px;font-size:11.5px;color:var(--ink2);line-height:1.45}.iw-home .hyc-disc-ic{width:15px;height:15px;flex-shrink:0;margin-top:1px;color:var(--teal-dk);opacity:.6}.iw-home .hyc-disclosure a{color:var(--teal-dk);font-weight:600;white-space:nowrap}